C
North State Bank
RaleighNC
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North State Bank
Raleigh, NC
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Rating C
Asset Quality Index 7.40
Capitalization Index 6.80
Liquidity Index 2.60
Profitability Index 4.20
Stability Index 7.10
Company Info North State Bank
Raleigh, NC
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FDIC Number 35519
Phone Number (919) 855-9925
Website www.northstatebank.com
Asset Quality North State Bank
Raleigh, NC
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1-Year Asset Growth -1.82%
5-Year Asset Growth 3.60%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.04%
Non-Performing Loans to Loans 0.12%
Balance Sheet North State Bank
Raleigh, NC
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Total Assets 1.38B
Total Deposits 1.15B
Capital and Reserves North State Bank
Raleigh, NC
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Capital 121.92M
Leverage Ratio 8.77
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio 11.99
Liquidity North State Bank
Raleigh, NC
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Hot Money Ratio 3.29%
Liquidity Ratio 11.67%
Profitability North State Bank
Raleigh, NC
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5-Year Return on Average Assets 1.14%
Net Income 13.38M
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 78.49%
Return on Assets 0.96%
Return on Equity 11.30%