C
North State Bank
RaleighNC
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North State Bank
Raleigh, NC
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Rating C
Asset Quality Index 7.40
Capitalization Index 6.70
Liquidity Index 2.60
Profitability Index 4.00
Stability Index 7.10
Company Info North State Bank
Raleigh, NC
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FDIC Number 35519
Phone Number (919) 855-9925
Website www.northstatebank.com
Asset Quality North State Bank
Raleigh, NC
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1-Year Asset Growth -4.51%
5-Year Asset Growth 10.19%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.28%
Non-Performing Loans to Loans 0.14%
Balance Sheet North State Bank
Raleigh, NC
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Total Assets 1.37B
Total Deposits 1.13B
Capital and Reserves North State Bank
Raleigh, NC
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Capital 120.34M
Leverage Ratio 8.72
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio 11.98
Liquidity North State Bank
Raleigh, NC
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Hot Money Ratio 3.92%
Liquidity Ratio 10.82%
Profitability North State Bank
Raleigh, NC
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5-Year Return on Average Assets 1.14%
Net Income 8.67M
Net Interest Spread 3.96%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 80.92%
Return on Assets 0.82%
Return on Equity 9.84%