First Carolina Bank
| Weiss Ratings |
First Carolina Bank
Rocky Mount, NC |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 9.50 | |||
| Company Info |
First Carolina Bank
Rocky Mount, NC |
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| FDIC Number | 35530 | |||
| Phone Number | (252) 937-2152 | |||
| Website | www.firstcarolinabank.com | |||
| Asset Quality |
First Carolina Bank
Rocky Mount, NC |
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| 1-Year Asset Growth | 11.28% | |||
| 5-Year Asset Growth | 72.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.24% | |||
| Non-Performing Loans to Capital | 6.15% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
First Carolina Bank
Rocky Mount, NC |
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| Total Assets | 3.22B | |||
| Total Deposits | 2.72B | |||
| Capital and Reserves |
First Carolina Bank
Rocky Mount, NC |
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| Capital | 397.93M | |||
| Leverage Ratio | 12.58 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | 13.79 | |||
| Liquidity |
First Carolina Bank
Rocky Mount, NC |
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| Hot Money Ratio | 39.75% | |||
| Liquidity Ratio | 11.03% | |||
| Profitability |
First Carolina Bank
Rocky Mount, NC |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 5.65M | |||
| Net Interest Spread | 3.31% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 71.81% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 5.73% | |||