First Carolina Bank
| Weiss Ratings |
First Carolina Bank
Rocky Mount, NC |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 8.60 | |||
| Company Info |
First Carolina Bank
Rocky Mount, NC |
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| FDIC Number | 35530 | |||
| Phone Number | (252) 937-2152 | |||
| Website | www.firstcarolinabank.com | |||
| Asset Quality |
First Carolina Bank
Rocky Mount, NC |
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| 1-Year Asset Growth | 0.57% | |||
| 5-Year Asset Growth | 42.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 7.00% | |||
| Non-Performing Loans to Loans | 1.23% | |||
| Balance Sheet |
First Carolina Bank
Rocky Mount, NC |
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| Total Assets | 3.41B | |||
| Total Deposits | 2.87B | |||
| Capital and Reserves |
First Carolina Bank
Rocky Mount, NC |
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| Capital | 455.60M | |||
| Leverage Ratio | 11.36 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Risk-Based Capital Ratio | 13.72 | |||
| Liquidity |
First Carolina Bank
Rocky Mount, NC |
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| Hot Money Ratio | 22.09% | |||
| Liquidity Ratio | 5.24% | |||
| Profitability |
First Carolina Bank
Rocky Mount, NC |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 13.14M | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 76.66% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 6.23% | |||