Major Rating Factors:
A current level of 35.4 percent of nonperforming loans to core capital combined with 5.8 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
Excellent current capitalization (8.4 on a scale of 0 to 10) and a capital leverage ratio of 9.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix:
Comm re (42%), home mtgs (14%), comm loans (9%), cash (7%), securities (3%), home eq lns (2%), other (22%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BCB Bancorp, Inc.
Investment Rating
Address
104-110 Avenue C
Bayonne, NJ 07002
Bayonne, NJ 07002
Phone Number
(201) 823-0700
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.