Major Rating Factors:
A current level of 20.0 percent of nonperforming loans to core capital combined with 42.2 percent from a year earlier contributes to the Weak asset quality (2.1).
Other Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) and a capital leverage ratio of 10.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Asset Mix:
Comm re (45%), home mtgs (14%), comm loans (7%), cash (6%), securities (5%), home eq lns (2%), other (21%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BCB Bancorp, Inc.
Investment Rating
Address
104-110 Avenue C
Bayonne, NJ 07002
Bayonne, NJ 07002
Phone Number
(201) 823-0700
Year Founded
2000
FDIC Number
Website
Largest Affiliates
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