Major Rating Factors:
A current level of 22.9 percent of nonperforming loans to core capital combined with 7.0 percent from a year earlier contributes to the Weak asset quality (2.5). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.6 has resulted in Weak (2.0) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.7 on a scale of 0 to 10). Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.0.
Asset Mix:
Comm re (41%), home mtgs (14%), cash (9%), comm loans (9%), securities (3%), home eq lns (2%), other (22%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BCB Bancorp, Inc.
Investment Rating
Address
104-110 Avenue C
Bayonne, NJ 07002
Bayonne, NJ 07002
Phone Number
(201) 823-0700
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.