C
Bank of Franklin County
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Franklin County
Washington, MO
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Rating C
Asset Quality Index 7.80
Capitalization Index 7.40
Liquidity Index 0.90
Profitability Index 3.40
Stability Index 4.40
Company Info Bank of Franklin County
Washington, MO
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FDIC Number 35543
Phone Number (636) 239-6600
Website www.bankoffranklincounty.com
Asset Quality Bank of Franklin County
Washington, MO
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1-Year Asset Growth -1.62%
5-Year Asset Growth 12.49%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 0.28%
Balance Sheet Bank of Franklin County
Washington, MO
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Total Assets 417.16M
Total Deposits 345.19M
Capital and Reserves Bank of Franklin County
Washington, MO
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Capital 36.01M
Leverage Ratio 9.26
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Bank of Franklin County
Washington, MO
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Hot Money Ratio 23.79%
Liquidity Ratio 9.83%
Profitability Bank of Franklin County
Washington, MO
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5-Year Return on Average Assets 0.64%
Net Income 1.94M
Net Interest Spread 3.48%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 76.10%
Return on Assets 0.61%
Return on Equity 7.56%