C
Bank of Franklin County
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
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Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bank of Franklin County
Washington, MO
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Rating C
Asset Quality Index 8.40
Capitalization Index 7.60
Liquidity Index 0.90
Profitability Index 3.70
Stability Index 4.70
Company Info Bank of Franklin County
Washington, MO
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FDIC Number 35543
Phone Number (636) 239-6600
Website www.bankoffranklincounty.com
Asset Quality Bank of Franklin County
Washington, MO
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1-Year Asset Growth -3.61%
5-Year Asset Growth 7.10%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.09%
Non-Performing Loans to Loans 0.14%
Balance Sheet Bank of Franklin County
Washington, MO
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Total Assets 408.74M
Total Deposits 341.66M
Capital and Reserves Bank of Franklin County
Washington, MO
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Capital 36.53M
Leverage Ratio 9.41
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio 11.58
Liquidity Bank of Franklin County
Washington, MO
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Hot Money Ratio 23.80%
Liquidity Ratio 10.66%
Profitability Bank of Franklin County
Washington, MO
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5-Year Return on Average Assets 0.64%
Net Income 2.73M
Net Interest Spread 3.53%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 75.52%
Return on Assets 0.65%
Return on Equity 7.85%