C
American Bank & Trust Company Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
12.40
Leverage
Ratio
9.51
Return On
Assets
1.03%
Total
Assets
875.58M
Capital
80.42M
Total
Deposits
757.54M
Net
Income
9.24M
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Weiss Ratings American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 7.80
Liquidity Index 0.50
Profitability Index 4.90
Stability Index 3.70
Company Info American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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FDIC Number 35568
Phone Number (270) 796-8444
Website www.ambanking.com
Asset Quality American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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1-Year Asset Growth 2.24%
5-Year Asset Growth 11.64%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 5.65%
Non-Performing Loans to Loans 1.14%
Balance Sheet American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Total Assets 875.58M
Total Deposits 757.54M
Capital and Reserves American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Capital 80.42M
Leverage Ratio 9.51
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 12.40
Liquidity American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Hot Money Ratio 31.53%
Liquidity Ratio 13.21%
Profitability American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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5-Year Return on Average Assets 0.83%
Net Income 9.24M
Net Interest Spread 3.13%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 54.92%
Return on Assets 1.03%
Return on Equity 12.42%