C
American Bank & Trust Company Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
11.51
Leverage
Ratio
9.06
Return On
Assets
0.91%
Total
Assets
890.17M
Capital
74.09M
Total
Deposits
772.50M
Net
Income
4.03M
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Weiss Ratings American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 7.10
Liquidity Index 0.30
Profitability Index 4.20
Stability Index 5.60
Company Info American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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FDIC Number 35568
Phone Number (270) 796-8444
Website www.ambanking.com
Asset Quality American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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1-Year Asset Growth 9.14%
5-Year Asset Growth 19.25%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.15%
Non-Performing Loans to Loans 0.27%
Balance Sheet American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Total Assets 890.17M
Total Deposits 772.50M
Capital and Reserves American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Capital 74.09M
Leverage Ratio 9.06
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 11.51
Liquidity American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Hot Money Ratio 32.89%
Liquidity Ratio 10.70%
Profitability American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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5-Year Return on Average Assets 0.83%
Net Income 4.03M
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 58.83%
Return on Assets 0.91%
Return on Equity 11.29%