C
American Bank & Trust Company Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
12.39
Leverage
Ratio
9.88
Return On
Assets
1.04%
Total
Assets
924.41M
Capital
84.20M
Total
Deposits
800.00M
Net
Income
4.67M
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Weiss Ratings American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Rating C
Asset Quality Index 4.00
Capitalization Index 8.30
Liquidity Index 0.40
Profitability Index 4.90
Stability Index 3.70
Company Info American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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FDIC Number 35568
Phone Number (270) 796-8444
Website www.ambanking.com
Asset Quality American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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1-Year Asset Growth 3.85%
5-Year Asset Growth 11.64%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 9.87%
Non-Performing Loans to Loans 1.33%
Balance Sheet American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Total Assets 924.41M
Total Deposits 800.00M
Capital and Reserves American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Capital 84.20M
Leverage Ratio 9.88
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 12.39
Liquidity American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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Hot Money Ratio 32.20%
Liquidity Ratio 13.80%
Profitability American Bank & Trust Company Inc.
Bowling Green, KY 		Click to
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5-Year Return on Average Assets 0.84%
Net Income 4.67M
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 56.02%
Return on Assets 1.04%
Return on Equity 11.36%