The First National Bank of Mount Dora
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.6 has resulted in Very Weak (0.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.6. A current level of 0.3 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (9.6).
Asset Mix:
Securities (46%), home mtgs (14%), cash (13%), comm re (11%), home eq lns (2%), consumer loans (2%), comm loans (1%), other (12%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FNBMD Bancshares, Inc.
Investment Rating
--
Address
714 North Donnelly Street
Mount Dora, FL 32757
Mount Dora, FL 32757
Phone Number
(352) 383-2111
Year Founded
1925
FDIC Number
Website
Largest Affiliates
No affiliate information available.