B
The First National Bank of Mount Dora
Rating Date
October 2025
Risk Based
Capital Ratio
16.40
Leverage
Ratio
11.65
Return On
Assets
0.64%
Total
Assets
373.18M
Capital
32.76M
Total
Deposits
336.84M
Net
Income
1.17M
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Weiss Ratings The First National Bank of Mount Dora
Mount Dora, FL 		Click to
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Rating B
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 0.50
Stability Index 5.50
Company Info The First National Bank of Mount Dora
Mount Dora, FL 		Click to
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FDIC Number 3579
Phone Number (352) 383-2111
Website www.fnbmd.com
Asset Quality The First National Bank of Mount Dora
Mount Dora, FL 		Click to
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1-Year Asset Growth 2.71%
5-Year Asset Growth 8.86%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.16%
Non-Performing Loans to Loans 0.45%
Balance Sheet The First National Bank of Mount Dora
Mount Dora, FL 		Click to
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Total Assets 373.18M
Total Deposits 336.84M
Capital and Reserves The First National Bank of Mount Dora
Mount Dora, FL 		Click to
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Capital 32.76M
Leverage Ratio 11.65
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 16.40
Liquidity The First National Bank of Mount Dora
Mount Dora, FL 		Click to
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Hot Money Ratio 16.93%
Liquidity Ratio 29.57%
Profitability The First National Bank of Mount Dora
Mount Dora, FL 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 1.17M
Net Interest Spread 2.92%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 85.39%
Return on Assets 0.64%
Return on Equity 7.30%