The First National Bank of Arenzville
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 8.8.
Other Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (8.3). Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.8 has resulted in Good (6.9) profitability.
Asset Mix:
Home mtgs (21%), securities (16%), cash (10%), comm re (8%), comm loans (7%), consumer loans (6%), other (32%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Arenzville Bancorp, Inc
Investment Rating
--
Address
110 South Charles Street
Arenzville, IL 62611
Arenzville, IL 62611
Phone Number
(217) 997-5585
Year Founded
1882
FDIC Number
Website
Largest Affiliates
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