The First National Bank of Arenzville
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.7 has resulted in Good (6.9) profitability.
Other Rating Factors:
A current level of 1.0 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (8.3). Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 9.1.
Asset Mix:
Home mtgs (22%), securities (17%), comm re (10%), comm loans (7%), cash (6%), consumer loans (6%), other (33%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Arenzville Bancorp, Inc
Investment Rating
--
Address
110 South Charles Street
Arenzville, IL 62611
Arenzville, IL 62611
Phone Number
(217) 997-5585
Year Founded
1882
FDIC Number
Website
Largest Affiliates
No affiliate information available.