C
The First National Bank of Assumption
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.12
Return On
Assets
0.91%
Total
Assets
24.59M
Capital
2.30M
Total
Deposits
22.23M
Net
Income
171.00K
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Weiss Ratings The First National Bank of Assumption
Assumption, IL 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 8.70
Liquidity Index 5.00
Profitability Index 4.50
Stability Index 4.10
Company Info The First National Bank of Assumption
Assumption, IL 		Click to
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FDIC Number 3600
Phone Number (217) 226-3215
Website www.fnbassumption.com
Asset Quality The First National Bank of Assumption
Assumption, IL 		Click to
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1-Year Asset Growth 0.84%
5-Year Asset Growth 1.51%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 4.06%
Non-Performing Loans to Loans 1.30%
Balance Sheet The First National Bank of Assumption
Assumption, IL 		Click to
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Total Assets 24.59M
Total Deposits 22.23M
Capital and Reserves The First National Bank of Assumption
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Capital 2.30M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Assumption
Assumption, IL 		Click to
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Hot Money Ratio 8.52%
Liquidity Ratio 49.06%
Profitability The First National Bank of Assumption
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5-Year Return on Average Assets 0.70%
Net Income 171.00K
Net Interest Spread 3.39%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 63.91%
Return on Assets 0.91%
Return on Equity 10.45%