| Weiss Ratings |
Old Second National Bank
Aurora, IL |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 9.70 | |||
| Company Info |
Old Second National Bank
Aurora, IL |
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| FDIC Number | 3603 | |||
| Phone Number | (630) 892-0202 | |||
| Website | www.oldsecond.com | |||
| Asset Quality |
Old Second National Bank
Aurora, IL |
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| 1-Year Asset Growth | 20.39% | |||
| 5-Year Asset Growth | 25.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 1.43% | |||
| Non-Performing Loans to Capital | 8.90% | |||
| Non-Performing Loans to Loans | 1.86% | |||
| Balance Sheet |
Old Second National Bank
Aurora, IL |
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| Total Assets | 6.86B | |||
| Total Deposits | 5.47B | |||
| Capital and Reserves |
Old Second National Bank
Aurora, IL |
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| Capital | 924.94M | |||
| Leverage Ratio | 12.05 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 14.77 | |||
| Liquidity |
Old Second National Bank
Aurora, IL |
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| Hot Money Ratio | 9.45% | |||
| Liquidity Ratio | 8.75% | |||
| Profitability |
Old Second National Bank
Aurora, IL |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 57.91M | |||
| Net Interest Spread | 5.16% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 50.71% | |||
| Return on Assets | 1.68% | |||
| Return on Equity | 12.55% | |||