| Weiss Ratings |
Old Second National Bank
Aurora, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 9.80 | |||
| Company Info |
Old Second National Bank
Aurora, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 3603 | |||
| Phone Number | (630) 892-0202 | |||
| Website | www.oldsecond.com | |||
| Asset Quality |
Old Second National Bank
Aurora, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 23.16% | |||
| 5-Year Asset Growth | 22.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 6.77% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Old Second National Bank
Aurora, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 6.98B | |||
| Total Deposits | 5.80B | |||
| Capital and Reserves |
Old Second National Bank
Aurora, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 905.45M | |||
| Leverage Ratio | 11.45 | |||
| Loan Loss Reserves to Loans | 1.42% | |||
| Risk-Based Capital Ratio | 14.39 | |||
| Liquidity |
Old Second National Bank
Aurora, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.21% | |||
| Liquidity Ratio | 9.80% | |||
| Profitability |
Old Second National Bank
Aurora, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 59.44M | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 57.79% | |||
| Return on Assets | 1.28% | |||
| Return on Equity | 10.73% | |||