| Weiss Ratings |
Old Second National Bank
Aurora, IL |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 9.90 | |||
| Company Info |
Old Second National Bank
Aurora, IL |
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| FDIC Number | 3603 | |||
| Phone Number | (630) 892-0202 | |||
| Website | www.oldsecond.com | |||
| Asset Quality |
Old Second National Bank
Aurora, IL |
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| 1-Year Asset Growth | 22.17% | |||
| 5-Year Asset Growth | 25.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 1.02% | |||
| Non-Performing Loans to Capital | 7.40% | |||
| Non-Performing Loans to Loans | 1.32% | |||
| Balance Sheet |
Old Second National Bank
Aurora, IL |
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| Total Assets | 6.90B | |||
| Total Deposits | 5.66B | |||
| Capital and Reserves |
Old Second National Bank
Aurora, IL |
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| Capital | 904.95M | |||
| Leverage Ratio | 11.49 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | 14.22 | |||
| Liquidity |
Old Second National Bank
Aurora, IL |
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| Hot Money Ratio | 10.98% | |||
| Liquidity Ratio | 8.91% | |||
| Profitability |
Old Second National Bank
Aurora, IL |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 90.62M | |||
| Net Interest Spread | 4.99% | |||
| Operating Profit to Average Assets | 1.91% | |||
| Overhead Efficiency Ratio | 56.51% | |||
| Return on Assets | 1.42% | |||
| Return on Equity | 11.61% | |||