| Weiss Ratings |
Old Second National Bank
Aurora, IL |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 9.50 | |||
| Company Info |
Old Second National Bank
Aurora, IL |
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| FDIC Number | 3603 | |||
| Phone Number | (630) 892-0202 | |||
| Website | www.oldsecond.com | |||
| Asset Quality |
Old Second National Bank
Aurora, IL |
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| 1-Year Asset Growth | 2.05% | |||
| 5-Year Asset Growth | 22.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 1.22% | |||
| Non-Performing Loans to Capital | 7.65% | |||
| Non-Performing Loans to Loans | 1.70% | |||
| Balance Sheet |
Old Second National Bank
Aurora, IL |
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| Total Assets | 5.73B | |||
| Total Deposits | 4.93B | |||
| Capital and Reserves |
Old Second National Bank
Aurora, IL |
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| Capital | 699.80M | |||
| Leverage Ratio | 11.27 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 14.58 | |||
| Liquidity |
Old Second National Bank
Aurora, IL |
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| Hot Money Ratio | 7.51% | |||
| Liquidity Ratio | 15.21% | |||
| Profitability |
Old Second National Bank
Aurora, IL |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 21.83M | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 57.18% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 12.74% | |||