Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 2.0 percent of nonperforming loans to core capital combined with 7.5 percent from a year earlier contributes to the Good asset quality (5.9).
Other Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) and a capital leverage ratio of 10.9. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (7.6) profitability.
Asset Mix:
Comm re (19%), comm loans (16%), securities (13%), home mtgs (9%), consumer loans (7%), cash (3%), other (34%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Eagle Financial Corp.
Investment Rating
--
Address
305 North Central Avenue
Casey, IL 62420
Casey, IL 62420
Phone Number
(217) 932-2136
Year Founded
1880
FDIC Number
Website
Largest Affiliates
No affiliate information available.