| Weiss Ratings |
First National Bank and Trust Company
Clinton, IL |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 3.10 | |||
| Company Info |
First National Bank and Trust Company
Clinton, IL |
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| FDIC Number | 3639 | |||
| Phone Number | (217) 935-2148 | |||
| Website | www.firstnbtc.com | |||
| Asset Quality |
First National Bank and Trust Company
Clinton, IL |
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| 1-Year Asset Growth | -2.49% | |||
| 5-Year Asset Growth | 18.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 4.82% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
First National Bank and Trust Company
Clinton, IL |
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| Total Assets | 383.82M | |||
| Total Deposits | 364.53M | |||
| Capital and Reserves |
First National Bank and Trust Company
Clinton, IL |
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| Capital | 3.02M | |||
| Leverage Ratio | 7.78 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Risk-Based Capital Ratio | 12.99 | |||
| Liquidity |
First National Bank and Trust Company
Clinton, IL |
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| Hot Money Ratio | 13.51% | |||
| Liquidity Ratio | 16.16% | |||
| Profitability |
First National Bank and Trust Company
Clinton, IL |
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| 5-Year Return on Average Assets | -0.10% | |||
| Net Income | 1.04M | |||
| Net Interest Spread | 2.45% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 62.43% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 211.49% | |||