| Weiss Ratings |
First National Bank and Trust Company
Clinton, IL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 0.80 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 1.80 | |||
| Company Info |
First National Bank and Trust Company
Clinton, IL |
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| FDIC Number | 3639 | |||
| Phone Number | (217) 935-2148 | |||
| Website | www.firstnbtc.com | |||
| Asset Quality |
First National Bank and Trust Company
Clinton, IL |
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| 1-Year Asset Growth | 4.50% | |||
| 5-Year Asset Growth | 26.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 0.88% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First National Bank and Trust Company
Clinton, IL |
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| Total Assets | 414.88M | |||
| Total Deposits | 385.63M | |||
| Capital and Reserves |
First National Bank and Trust Company
Clinton, IL |
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| Capital | 14.72M | |||
| Leverage Ratio | 7.02 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Risk-Based Capital Ratio | 14.18 | |||
| Liquidity |
First National Bank and Trust Company
Clinton, IL |
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| Hot Money Ratio | 14.63% | |||
| Liquidity Ratio | 11.48% | |||
| Profitability |
First National Bank and Trust Company
Clinton, IL |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | -499.00K | |||
| Net Interest Spread | 2.14% | |||
| Operating Profit to Average Assets | -0.44% | |||
| Overhead Efficiency Ratio | 112.18% | |||
| Return on Assets | -0.25% | |||
| Return on Equity | -6.74% | |||