| Weiss Ratings |
First National Bank and Trust Company
Clinton, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 1.60 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 2.10 | |||
| Company Info |
First National Bank and Trust Company
Clinton, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 3639 | |||
| Phone Number | (217) 935-2148 | |||
| Website | www.firstnbtc.com | |||
| Asset Quality |
First National Bank and Trust Company
Clinton, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.51% | |||
| 5-Year Asset Growth | 26.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 4.66% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First National Bank and Trust Company
Clinton, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 405.87M | |||
| Total Deposits | 379.42M | |||
| Capital and Reserves |
First National Bank and Trust Company
Clinton, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.96M | |||
| Leverage Ratio | 7.15 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Risk-Based Capital Ratio | 12.99 | |||
| Liquidity |
First National Bank and Trust Company
Clinton, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 14.83% | |||
| Liquidity Ratio | 4.55% | |||
| Profitability |
First National Bank and Trust Company
Clinton, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | -607.00K | |||
| Net Interest Spread | 2.23% | |||
| Operating Profit to Average Assets | -0.34% | |||
| Overhead Efficiency Ratio | 106.49% | |||
| Return on Assets | -0.20% | |||
| Return on Equity | -5.46% | |||