| Weiss Ratings |
First National Bank and Trust Company
Clinton, IL |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 0.80 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 1.80 | |||
| Company Info |
First National Bank and Trust Company
Clinton, IL |
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| FDIC Number | 3639 | |||
| Phone Number | (217) 935-2148 | |||
| Website | www.firstnbtc.com | |||
| Asset Quality |
First National Bank and Trust Company
Clinton, IL |
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| 1-Year Asset Growth | 2.79% | |||
| 5-Year Asset Growth | 26.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 1.42% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
First National Bank and Trust Company
Clinton, IL |
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| Total Assets | 408.46M | |||
| Total Deposits | 388.12M | |||
| Capital and Reserves |
First National Bank and Trust Company
Clinton, IL |
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| Capital | 14.74M | |||
| Leverage Ratio | 7.05 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Risk-Based Capital Ratio | 14.20 | |||
| Liquidity |
First National Bank and Trust Company
Clinton, IL |
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| Hot Money Ratio | 14.54% | |||
| Liquidity Ratio | 23.34% | |||
| Profitability |
First National Bank and Trust Company
Clinton, IL |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | -80.00K | |||
| Net Interest Spread | 2.19% | |||
| Operating Profit to Average Assets | -0.18% | |||
| Overhead Efficiency Ratio | 103.52% | |||
| Return on Assets | -0.08% | |||
| Return on Equity | -2.15% | |||