| Weiss Ratings |
First National Bank and Trust Company
Clinton, IL |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 2.20 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 2.30 | |||
| Company Info |
First National Bank and Trust Company
Clinton, IL |
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| FDIC Number | 3639 | |||
| Phone Number | (217) 935-2148 | |||
| Website | www.firstnbtc.com | |||
| Asset Quality |
First National Bank and Trust Company
Clinton, IL |
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| 1-Year Asset Growth | -0.50% | |||
| 5-Year Asset Growth | 19.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First National Bank and Trust Company
Clinton, IL |
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| Total Assets | 400.42M | |||
| Total Deposits | 371.45M | |||
| Capital and Reserves |
First National Bank and Trust Company
Clinton, IL |
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| Capital | 14.93M | |||
| Leverage Ratio | 7.07 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | 13.36 | |||
| Liquidity |
First National Bank and Trust Company
Clinton, IL |
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| Hot Money Ratio | 14.04% | |||
| Liquidity Ratio | 18.45% | |||
| Profitability |
First National Bank and Trust Company
Clinton, IL |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | -779.00K | |||
| Net Interest Spread | 2.28% | |||
| Operating Profit to Average Assets | -0.33% | |||
| Overhead Efficiency Ratio | 107.36% | |||
| Return on Assets | -0.20% | |||
| Return on Equity | -5.24% | |||