| Weiss Ratings |
First National Bank and Trust Company
Clinton, IL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 3.00 | |||
| Company Info |
First National Bank and Trust Company
Clinton, IL |
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| FDIC Number | 3639 | |||
| Phone Number | (217) 935-2148 | |||
| Website | www.firstnbtc.com | |||
| Asset Quality |
First National Bank and Trust Company
Clinton, IL |
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| 1-Year Asset Growth | -3.04% | |||
| 5-Year Asset Growth | 18.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 4.59% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
First National Bank and Trust Company
Clinton, IL |
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| Total Assets | 388.11M | |||
| Total Deposits | 364.93M | |||
| Capital and Reserves |
First National Bank and Trust Company
Clinton, IL |
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| Capital | 3.96M | |||
| Leverage Ratio | 7.79 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Risk-Based Capital Ratio | 12.58 | |||
| Liquidity |
First National Bank and Trust Company
Clinton, IL |
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| Hot Money Ratio | 13.91% | |||
| Liquidity Ratio | 14.77% | |||
| Profitability |
First National Bank and Trust Company
Clinton, IL |
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| 5-Year Return on Average Assets | -0.10% | |||
| Net Income | 952.00K | |||
| Net Interest Spread | 2.58% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 79.46% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 69.77% | |||