First American Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.1 on a scale of 0 to 10). A current level of 3.0 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Excellent asset quality (7.7).
Other Rating Factors:
Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.5 has resulted in Good (6.3) profitability. Good liquidity 5.9, driven by a liquidity ratio of 19.5 percent and a “hot money” ratio of 12.3 percent.
Asset Mix:
Securities (55%), comm loans (9%), comm re (7%), consumer loans (6%), home eq lns (6%), home mtgs (2%), cash (2%), other (13%)
States with Branches:
FL, IL, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First American Bank Corporation
Investment Rating
--
Address
700 Busse Road
Elk Grove Village, IL 60007
Elk Grove Village, IL 60007
Phone Number
(847) 228-9300
Year Founded
1901
FDIC Number
Website
Largest Affiliates
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