C
Union National Bank
Elgin,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Union National Bank
Elgin, IL
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Rating C
Asset Quality Index 7.20
Capitalization Index 8.30
Liquidity Index 0.20
Profitability Index 8.30
Stability Index 3.70
Company Info Union National Bank
Elgin, IL
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FDIC Number 3661
Phone Number (847) 888-7500
Website www.unbelgin.com
Asset Quality Union National Bank
Elgin, IL
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1-Year Asset Growth 14.42%
5-Year Asset Growth -2.31%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Union National Bank
Elgin, IL
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Total Assets 421.76M
Total Deposits 376.93M
Capital and Reserves Union National Bank
Elgin, IL
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Capital 40.94M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 18.94
Liquidity Union National Bank
Elgin, IL
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Hot Money Ratio 31.41%
Liquidity Ratio 14.98%
Profitability Union National Bank
Elgin, IL
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5-Year Return on Average Assets 1.50%
Net Income 3.06M
Net Interest Spread 3.66%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 41.47%
Return on Assets 1.52%
Return on Equity 15.51%