C
Union National Bank
ElginIL
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union National Bank
Elgin, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.30
Capitalization Index 8.60
Liquidity Index 0.60
Profitability Index 8.90
Stability Index 3.70
Company Info Union National Bank
Elgin, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 3661
Phone Number (847) 888-7500
Website www.unbelgin.com
Asset Quality Union National Bank
Elgin, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.10%
5-Year Asset Growth 4.34%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Union National Bank
Elgin, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 389.32M
Total Deposits 348.11M
Capital and Reserves Union National Bank
Elgin, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 39.45M
Leverage Ratio 10.05
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio 18.79
Liquidity Union National Bank
Elgin, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.15%
Liquidity Ratio 19.05%
Profitability Union National Bank
Elgin, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.37%
Net Income 1.75M
Net Interest Spread 3.78%
Operating Profit to Average Assets 2.47%
Overhead Efficiency Ratio 34.67%
Return on Assets 1.78%
Return on Equity 18.12%