C
Union National Bank
ElginIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Union National Bank
Elgin, IL
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 9.50
Stability Index 3.70
Company Info Union National Bank
Elgin, IL
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FDIC Number 3661
Phone Number (847) 888-7500
Website www.unbelgin.com
Asset Quality Union National Bank
Elgin, IL
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1-Year Asset Growth 4.82%
5-Year Asset Growth 4.34%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Union National Bank
Elgin, IL
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Total Assets 381.61M
Total Deposits 336.00M
Capital and Reserves Union National Bank
Elgin, IL
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Capital 42.69M
Leverage Ratio 11.27
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 11.96
Liquidity Union National Bank
Elgin, IL
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Hot Money Ratio 22.40%
Liquidity Ratio 15.59%
Profitability Union National Bank
Elgin, IL
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5-Year Return on Average Assets 1.37%
Net Income 4.99M
Net Interest Spread 3.93%
Operating Profit to Average Assets 2.41%
Overhead Efficiency Ratio 38.68%
Return on Assets 1.74%
Return on Equity 16.52%