B
INB, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings INB, National Association
Springfield, IL
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Rating B
Asset Quality Index 3.30
Capitalization Index 8.10
Liquidity Index 2.60
Profitability Index 4.60
Stability Index 7.80
Company Info INB, National Association
Springfield, IL
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FDIC Number 3664
Phone Number (217) 747-5500
Website www.inb.com/
Asset Quality INB, National Association
Springfield, IL
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1-Year Asset Growth 4.35%
5-Year Asset Growth 13.98%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 2.41%
Non-Performing Loans to Capital 14.58%
Non-Performing Loans to Loans 3.05%
Balance Sheet INB, National Association
Springfield, IL
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Total Assets 2.52B
Total Deposits 2.26B
Capital and Reserves INB, National Association
Springfield, IL
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Capital 241.70M
Leverage Ratio 9.75
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 13.08
Liquidity INB, National Association
Springfield, IL
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Hot Money Ratio 9.25%
Liquidity Ratio 17.42%
Profitability INB, National Association
Springfield, IL
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5-Year Return on Average Assets 0.88%
Net Income 28.87M
Net Interest Spread 3.07%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 65.24%
Return on Assets 1.17%
Return on Equity 12.58%