B
INB, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings INB, National Association
Springfield, IL
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Rating B
Asset Quality Index 3.30
Capitalization Index 7.70
Liquidity Index 3.00
Profitability Index 4.50
Stability Index 7.90
Company Info INB, National Association
Springfield, IL
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FDIC Number 3664
Phone Number (217) 747-5500
Website www.inb.com/
Asset Quality INB, National Association
Springfield, IL
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1-Year Asset Growth 9.63%
5-Year Asset Growth 13.98%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 2.48%
Non-Performing Loans to Capital 15.96%
Non-Performing Loans to Loans 3.28%
Balance Sheet INB, National Association
Springfield, IL
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Total Assets 2.68B
Total Deposits 2.42B
Capital and Reserves INB, National Association
Springfield, IL
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Capital 243.31M
Leverage Ratio 9.44
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 13.28
Liquidity INB, National Association
Springfield, IL
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Hot Money Ratio 9.53%
Liquidity Ratio 23.85%
Profitability INB, National Association
Springfield, IL
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5-Year Return on Average Assets 0.92%
Net Income 15.47M
Net Interest Spread 3.23%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 63.82%
Return on Assets 1.20%
Return on Equity 12.74%