| Weiss Ratings |
Grand Ridge National Bank
Wheaton, IL |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
Grand Ridge National Bank
Wheaton, IL |
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| FDIC Number | 3674 | |||
| Phone Number | (630) 580-1520 | |||
| Website | www.grnbank.com | |||
| Asset Quality |
Grand Ridge National Bank
Wheaton, IL |
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| 1-Year Asset Growth | 16.68% | |||
| 5-Year Asset Growth | 11.79% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.98% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Grand Ridge National Bank
Wheaton, IL |
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| Total Assets | 446.85M | |||
| Total Deposits | 387.26M | |||
| Capital and Reserves |
Grand Ridge National Bank
Wheaton, IL |
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| Capital | 56.83M | |||
| Leverage Ratio | 12.37 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Grand Ridge National Bank
Wheaton, IL |
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| Hot Money Ratio | 25.09% | |||
| Liquidity Ratio | 29.14% | |||
| Profitability |
Grand Ridge National Bank
Wheaton, IL |
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| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 6.15M | |||
| Net Interest Spread | 5.02% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 57.56% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 11.36% | |||