C
Grand Ridge National Bank
Wheaton,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Grand Ridge National Bank
Wheaton, IL
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 9.80
Stability Index 4.30
Company Info Grand Ridge National Bank
Wheaton, IL
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FDIC Number 3674
Phone Number (630) 580-1520
Website www.grnbank.com
Asset Quality Grand Ridge National Bank
Wheaton, IL
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1-Year Asset Growth 4.98%
5-Year Asset Growth 11.79%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 4.04%
Non-Performing Loans to Loans 0.31%
Balance Sheet Grand Ridge National Bank
Wheaton, IL
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Total Assets 443.32M
Total Deposits 379.42M
Capital and Reserves Grand Ridge National Bank
Wheaton, IL
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Capital 60.60M
Leverage Ratio 13.77
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Grand Ridge National Bank
Wheaton, IL
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Hot Money Ratio 26.63%
Liquidity Ratio 26.76%
Profitability Grand Ridge National Bank
Wheaton, IL
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5-Year Return on Average Assets 1.64%
Net Income 3.77M
Net Interest Spread 5.39%
Operating Profit to Average Assets 2.53%
Overhead Efficiency Ratio 52.88%
Return on Assets 1.75%
Return on Equity 12.85%