| Weiss Ratings |
The Havana National Bank
Havana, IL |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.70 | |||
| Company Info |
The Havana National Bank
Havana, IL |
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| FDIC Number | 3677 | |||
| Phone Number | (309) 543-3361 | |||
| Website | www.havanabank.com | |||
| Asset Quality |
The Havana National Bank
Havana, IL |
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| 1-Year Asset Growth | 3.87% | |||
| 5-Year Asset Growth | 3.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 12.40% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
The Havana National Bank
Havana, IL |
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| Total Assets | 315.08M | |||
| Total Deposits | 231.44M | |||
| Capital and Reserves |
The Havana National Bank
Havana, IL |
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| Capital | 34.05M | |||
| Leverage Ratio | 12.45 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Havana National Bank
Havana, IL |
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| Hot Money Ratio | 12.96% | |||
| Liquidity Ratio | 9.78% | |||
| Profitability |
The Havana National Bank
Havana, IL |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 927.00K | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 57.31% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 11.06% | |||