| Weiss Ratings |
The Havana National Bank
Havana, IL |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 7.20 | |||
| Company Info |
The Havana National Bank
Havana, IL |
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| FDIC Number | 3677 | |||
| Phone Number | (309) 543-3361 | |||
| Website | www.havanabank.com | |||
| Asset Quality |
The Havana National Bank
Havana, IL |
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| 1-Year Asset Growth | 2.75% | |||
| 5-Year Asset Growth | 1.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 14.55% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
The Havana National Bank
Havana, IL |
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| Total Assets | 332.83M | |||
| Total Deposits | 234.22M | |||
| Capital and Reserves |
The Havana National Bank
Havana, IL |
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| Capital | 37.72M | |||
| Leverage Ratio | 12.17 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Havana National Bank
Havana, IL |
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| Hot Money Ratio | 16.07% | |||
| Liquidity Ratio | 7.66% | |||
| Profitability |
The Havana National Bank
Havana, IL |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 2.71M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 2.19% | |||
| Overhead Efficiency Ratio | 49.71% | |||
| Return on Assets | 1.63% | |||
| Return on Equity | 14.71% | |||