| Weiss Ratings |
The Havana National Bank
Havana, IL |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Havana National Bank
Havana, IL |
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| FDIC Number | 3677 | |||
| Phone Number | (309) 543-3361 | |||
| Website | www.havanabank.com | |||
| Asset Quality |
The Havana National Bank
Havana, IL |
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| 1-Year Asset Growth | 8.41% | |||
| 5-Year Asset Growth | 1.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 7.05% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
The Havana National Bank
Havana, IL |
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| Total Assets | 325.08M | |||
| Total Deposits | 227.08M | |||
| Capital and Reserves |
The Havana National Bank
Havana, IL |
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| Capital | 36.68M | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Havana National Bank
Havana, IL |
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| Hot Money Ratio | 15.89% | |||
| Liquidity Ratio | 5.52% | |||
| Profitability |
The Havana National Bank
Havana, IL |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 4.55M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 52.38% | |||
| Return on Assets | 1.43% | |||
| Return on Equity | 13.18% | |||