| Weiss Ratings |
The Havana National Bank
Havana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.70 | |||
| Company Info |
The Havana National Bank
Havana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 3677 | |||
| Phone Number | (309) 543-3361 | |||
| Website | www.havanabank.com | |||
| Asset Quality |
The Havana National Bank
Havana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.10% | |||
| 5-Year Asset Growth | 3.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 10.84% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
The Havana National Bank
Havana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 322.56M | |||
| Total Deposits | 231.99M | |||
| Capital and Reserves |
The Havana National Bank
Havana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 35.32M | |||
| Leverage Ratio | 11.81 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Havana National Bank
Havana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.86% | |||
| Liquidity Ratio | 3.37% | |||
| Profitability |
The Havana National Bank
Havana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 3.40M | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 52.43% | |||
| Return on Assets | 1.44% | |||
| Return on Equity | 13.36% | |||