| Weiss Ratings |
First National Bank of Lacon
Lacon, IL |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 4.40 | |||
| Company Info |
First National Bank of Lacon
Lacon, IL |
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| FDIC Number | 3688 | |||
| Phone Number | (309) 246-2415 | |||
| Website | www.fnblacon.com | |||
| Asset Quality |
First National Bank of Lacon
Lacon, IL |
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| 1-Year Asset Growth | -4.41% | |||
| 5-Year Asset Growth | 7.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First National Bank of Lacon
Lacon, IL |
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| Total Assets | 95.98M | |||
| Total Deposits | 87.81M | |||
| Capital and Reserves |
First National Bank of Lacon
Lacon, IL |
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| Capital | 7.96M | |||
| Leverage Ratio | 8.72 | |||
| Loan Loss Reserves to Loans | 0.73% | |||
| Risk-Based Capital Ratio | 12.72 | |||
| Liquidity |
First National Bank of Lacon
Lacon, IL |
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| Hot Money Ratio | 17.12% | |||
| Liquidity Ratio | 13.86% | |||
| Profitability |
First National Bank of Lacon
Lacon, IL |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 992.00K | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 69.42% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 13.41% | |||