| Weiss Ratings |
First National Bank of Lacon
Lacon, IL |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 4.20 | |||
| Company Info |
First National Bank of Lacon
Lacon, IL |
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| FDIC Number | 3688 | |||
| Phone Number | (309) 246-2415 | |||
| Website | www.fnblacon.com | |||
| Asset Quality |
First National Bank of Lacon
Lacon, IL |
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| 1-Year Asset Growth | 5.87% | |||
| 5-Year Asset Growth | 13.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 12.15% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First National Bank of Lacon
Lacon, IL |
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| Total Assets | 100.37M | |||
| Total Deposits | 92.42M | |||
| Capital and Reserves |
First National Bank of Lacon
Lacon, IL |
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| Capital | 7.64M | |||
| Leverage Ratio | 8.22 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Risk-Based Capital Ratio | 11.89 | |||
| Liquidity |
First National Bank of Lacon
Lacon, IL |
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| Hot Money Ratio | 16.32% | |||
| Liquidity Ratio | 13.42% | |||
| Profitability |
First National Bank of Lacon
Lacon, IL |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 708.00K | |||
| Net Interest Spread | 3.77% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 69.90% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 13.00% | |||