| Weiss Ratings |
First National Bank of Lacon
Lacon, IL |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 4.90 | |||
| Company Info |
First National Bank of Lacon
Lacon, IL |
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| FDIC Number | 3688 | |||
| Phone Number | (309) 246-2415 | |||
| Website | www.fnblacon.com | |||
| Asset Quality |
First National Bank of Lacon
Lacon, IL |
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| 1-Year Asset Growth | -2.87% | |||
| 5-Year Asset Growth | 7.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.75% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
First National Bank of Lacon
Lacon, IL |
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| Total Assets | 103.74M | |||
| Total Deposits | 92.66M | |||
| Capital and Reserves |
First National Bank of Lacon
Lacon, IL |
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| Capital | 10.85M | |||
| Leverage Ratio | 11.78 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Risk-Based Capital Ratio | 16.68 | |||
| Liquidity |
First National Bank of Lacon
Lacon, IL |
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| Hot Money Ratio | 14.08% | |||
| Liquidity Ratio | 21.84% | |||
| Profitability |
First National Bank of Lacon
Lacon, IL |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 576.00K | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 69.21% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 13.54% | |||