B
Hometown National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hometown National Bank
La Salle, IL
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.90
Liquidity Index 4.90
Profitability Index 5.30
Stability Index 6.00
Company Info Hometown National Bank
La Salle, IL
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FDIC Number 3691
Phone Number (815) 223-7300
Website www.myhtnb.com
Asset Quality Hometown National Bank
La Salle, IL
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1-Year Asset Growth 0.90%
5-Year Asset Growth 9.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.84%
Non-Performing Loans to Loans 0.20%
Balance Sheet Hometown National Bank
La Salle, IL
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Total Assets 328.36M
Total Deposits 288.58M
Capital and Reserves Hometown National Bank
La Salle, IL
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Capital 31.51M
Leverage Ratio 10.28
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 19.92
Liquidity Hometown National Bank
La Salle, IL
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Hot Money Ratio 11.02%
Liquidity Ratio 53.14%
Profitability Hometown National Bank
La Salle, IL
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5-Year Return on Average Assets 0.87%
Net Income 2.80M
Net Interest Spread 3.03%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 62.31%
Return on Assets 1.15%
Return on Equity 12.41%