B
First Mid Bank & Trust, National Association
MattoonIL
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Mid Bank & Trust, National Association
Mattoon, IL
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Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 5.10
Stability Index 9.20
Company Info First Mid Bank & Trust, National Association
Mattoon, IL
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FDIC Number 3705
Phone Number (217) 234-7454
Website www.firstmid.com
Asset Quality First Mid Bank & Trust, National Association
Mattoon, IL
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1-Year Asset Growth -1.43%
5-Year Asset Growth 19.19%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.46%
Non-Performing Loans to Loans 0.47%
Balance Sheet First Mid Bank & Trust, National Association
Mattoon, IL
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Total Assets 7.52B
Total Deposits 6.19B
Capital and Reserves First Mid Bank & Trust, National Association
Mattoon, IL
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Capital 884.33M
Leverage Ratio 11.00
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 14.58
Liquidity First Mid Bank & Trust, National Association
Mattoon, IL
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Hot Money Ratio 11.42%
Liquidity Ratio 10.75%
Profitability First Mid Bank & Trust, National Association
Mattoon, IL
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5-Year Return on Average Assets 0.94%
Net Income 20.31M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 62.52%
Return on Assets 1.07%
Return on Equity 9.23%