B
First Mid Bank & Trust, National Association
Mattoon,  IL
Rating Date
April 2025
Risk Based
Capital Ratio
14.51
Leverage
Ratio
10.82
Return On
Assets
0.95%
Total
Assets
7.46B
Capital
875.72M
Total
Deposits
6.10B
Net
Income
73.37M
My Lists My Alerts
Weiss Ratings First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 7.10
Capitalization Index 9.70
Liquidity Index 2.80
Profitability Index 4.70
Stability Index 9.30
Company Info First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 3705
Phone Number (217) 234-7454
Website www.firstmid.com
Asset Quality First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -0.99%
5-Year Asset Growth 19.19%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.87%
Non-Performing Loans to Loans 0.54%
Balance Sheet First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 7.46B
Total Deposits 6.10B
Capital and Reserves First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 875.72M
Leverage Ratio 10.82
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 14.51
Liquidity First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 10.46%
Liquidity Ratio 8.40%
Profitability First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.99%
Net Income 73.37M
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 64.53%
Return on Assets 0.95%
Return on Equity 8.39%