B
First Mid Bank & Trust, National Association
Mattoon,  IL
Rating Date
March 2026
Risk Based
Capital Ratio
14.47
Leverage
Ratio
10.88
Return On
Assets
1.13%
Total
Assets
7.90B
Capital
935.22M
Total
Deposits
6.46B
Net
Income
87.79M
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Weiss Ratings First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Rating B
Asset Quality Index 6.80
Capitalization Index 9.80
Liquidity Index 2.90
Profitability Index 5.40
Stability Index 9.30
Company Info First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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FDIC Number 3705
Phone Number (217) 234-7454
Website www.firstmid.com
Asset Quality First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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1-Year Asset Growth 5.90%
5-Year Asset Growth 13.62%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.00%
Non-Performing Loans to Loans 0.52%
Balance Sheet First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Total Assets 7.90B
Total Deposits 6.46B
Capital and Reserves First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Capital 935.22M
Leverage Ratio 10.88
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 14.47
Liquidity First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Hot Money Ratio 11.83%
Liquidity Ratio 12.34%
Profitability First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 87.79M
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 60.37%
Return on Assets 1.13%
Return on Equity 9.72%