B
First Mid Bank & Trust, National Association
Mattoon,  IL
Rating Date
June 2026
Risk Based
Capital Ratio
14.48
Leverage
Ratio
10.75
Return On
Assets
1.21%
Total
Assets
8.20B
Capital
933.30M
Total
Deposits
6.74B
Net
Income
24.24M
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Weiss Ratings First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Rating B
Asset Quality Index 6.80
Capitalization Index 9.60
Liquidity Index 2.80
Profitability Index 5.70
Stability Index 5.70
Company Info First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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FDIC Number 3705
Phone Number (217) 234-7454
Website www.firstmid.com
Asset Quality First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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1-Year Asset Growth 9.03%
5-Year Asset Growth 13.62%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.12%
Non-Performing Loans to Loans 0.53%
Balance Sheet First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Total Assets 8.20B
Total Deposits 6.74B
Capital and Reserves First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Capital 933.30M
Leverage Ratio 10.75
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 14.48
Liquidity First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Hot Money Ratio 15.79%
Liquidity Ratio 14.70%
Profitability First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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5-Year Return on Average Assets 0.98%
Net Income 24.24M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 57.73%
Return on Assets 1.21%
Return on Equity 10.38%