B
First Mid Bank & Trust, National Association
Mattoon,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
14.66
Leverage
Ratio
10.70
Return On
Assets
1.17%
Total
Assets
9.14B
Capital
1.08B
Total
Deposits
7.63B
Net
Income
50.74M
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Weiss Ratings First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Rating B
Asset Quality Index 6.70
Capitalization Index 9.60
Liquidity Index 3.00
Profitability Index 5.70
Stability Index 9.30
Company Info First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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FDIC Number 3705
Phone Number (217) 234-7454
Website www.firstmid.com
Asset Quality First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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1-Year Asset Growth 19.97%
5-Year Asset Growth 13.62%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.45%
Non-Performing Loans to Loans 0.58%
Balance Sheet First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Total Assets 9.14B
Total Deposits 7.63B
Capital and Reserves First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Capital 1.08B
Leverage Ratio 10.70
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 14.66
Liquidity First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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Hot Money Ratio 14.95%
Liquidity Ratio 13.24%
Profitability First Mid Bank & Trust, National Association
Mattoon, IL 		Click to
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5-Year Return on Average Assets 0.98%
Net Income 50.74M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 61.38%
Return on Assets 1.17%
Return on Equity 10.45%