C
First National Bank of Pana
PanaIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Pana
Pana, IL
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Rating C
Asset Quality Index 8.10
Capitalization Index 9.80
Liquidity Index 1.00
Profitability Index 8.50
Stability Index 4.30
Company Info First National Bank of Pana
Pana, IL
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FDIC Number 3720
Phone Number (217) 562-3961
Website www.fnbquality.bank/
Asset Quality First National Bank of Pana
Pana, IL
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1-Year Asset Growth 18.22%
5-Year Asset Growth 15.46%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.23%
Non-Performing Loans to Loans 0.39%
Balance Sheet First National Bank of Pana
Pana, IL
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Total Assets 382.35M
Total Deposits 341.03M
Capital and Reserves First National Bank of Pana
Pana, IL
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Capital 38.40M
Leverage Ratio 10.85
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity First National Bank of Pana
Pana, IL
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Hot Money Ratio 26.58%
Liquidity Ratio 19.95%
Profitability First National Bank of Pana
Pana, IL
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5-Year Return on Average Assets 1.60%
Net Income 5.23M
Net Interest Spread 3.79%
Operating Profit to Average Assets 2.06%
Overhead Efficiency Ratio 47.39%
Return on Assets 1.93%
Return on Equity 19.11%