C
First National Bank of Pana
Pana,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Pana
Pana, IL
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Rating C
Asset Quality Index 8.00
Capitalization Index 9.30
Liquidity Index 1.20
Profitability Index 7.00
Stability Index 4.30
Company Info First National Bank of Pana
Pana, IL
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FDIC Number 3720
Phone Number (217) 562-3961
Website www.fnbquality.bank
Asset Quality First National Bank of Pana
Pana, IL
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1-Year Asset Growth 10.86%
5-Year Asset Growth 13.87%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 0.99%
Non-Performing Loans to Loans 0.24%
Balance Sheet First National Bank of Pana
Pana, IL
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Total Assets 394.83M
Total Deposits 350.67M
Capital and Reserves First National Bank of Pana
Pana, IL
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Capital 41.56M
Leverage Ratio 10.55
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity First National Bank of Pana
Pana, IL
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Hot Money Ratio 19.20%
Liquidity Ratio 19.17%
Profitability First National Bank of Pana
Pana, IL
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5-Year Return on Average Assets 1.71%
Net Income 3.14M
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 56.74%
Return on Assets 1.57%
Return on Equity 15.27%