| Weiss Ratings |
Prospect Bank
Paris, IL |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 3.00 | |||
| Company Info |
Prospect Bank
Paris, IL |
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| FDIC Number | 3722 | |||
| Phone Number | (217) 465-4154 | |||
| Website | www.bankprospect.com/ | |||
| Asset Quality |
Prospect Bank
Paris, IL |
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| 1-Year Asset Growth | 3.85% | |||
| 5-Year Asset Growth | 0.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 3.63% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Prospect Bank
Paris, IL |
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| Total Assets | 715.63M | |||
| Total Deposits | 603.39M | |||
| Capital and Reserves |
Prospect Bank
Paris, IL |
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| Capital | 43.54M | |||
| Leverage Ratio | 8.50 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Risk-Based Capital Ratio | 12.77 | |||
| Liquidity |
Prospect Bank
Paris, IL |
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| Hot Money Ratio | 20.20% | |||
| Liquidity Ratio | 11.55% | |||
| Profitability |
Prospect Bank
Paris, IL |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 911.00K | |||
| Net Interest Spread | 2.63% | |||
| Operating Profit to Average Assets | 0.25% | |||
| Overhead Efficiency Ratio | 92.61% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 4.29% | |||