| Weiss Ratings |
Prospect Bank
Paris, IL |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 2.10 | |||
| Company Info |
Prospect Bank
Paris, IL |
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| FDIC Number | 3722 | |||
| Phone Number | (217) 465-4154 | |||
| Website | www.bankprospect.com/ | |||
| Asset Quality |
Prospect Bank
Paris, IL |
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| 1-Year Asset Growth | -6.75% | |||
| 5-Year Asset Growth | 0.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 3.55% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Prospect Bank
Paris, IL |
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| Total Assets | 675.95M | |||
| Total Deposits | 568.66M | |||
| Capital and Reserves |
Prospect Bank
Paris, IL |
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| Capital | 42.38M | |||
| Leverage Ratio | 8.40 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | 13.58 | |||
| Liquidity |
Prospect Bank
Paris, IL |
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| Hot Money Ratio | 16.66% | |||
| Liquidity Ratio | 10.04% | |||
| Profitability |
Prospect Bank
Paris, IL |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 1.23M | |||
| Net Interest Spread | 2.37% | |||
| Operating Profit to Average Assets | 0.17% | |||
| Overhead Efficiency Ratio | 99.53% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 3.22% | |||