| Weiss Ratings |
Prospect Bank
Paris, IL |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 2.50 | |||
| Company Info |
Prospect Bank
Paris, IL |
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| FDIC Number | 3722 | |||
| Phone Number | (217) 465-4154 | |||
| Website | www.bankprospect.com/ | |||
| Asset Quality |
Prospect Bank
Paris, IL |
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| 1-Year Asset Growth | -2.81% | |||
| 5-Year Asset Growth | 5.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 1.99% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Prospect Bank
Paris, IL |
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| Total Assets | 720.81M | |||
| Total Deposits | 610.83M | |||
| Capital and Reserves |
Prospect Bank
Paris, IL |
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| Capital | 36.24M | |||
| Leverage Ratio | 8.03 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Risk-Based Capital Ratio | 12.29 | |||
| Liquidity |
Prospect Bank
Paris, IL |
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| Hot Money Ratio | 12.89% | |||
| Liquidity Ratio | 11.22% | |||
| Profitability |
Prospect Bank
Paris, IL |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 721.00K | |||
| Net Interest Spread | 2.22% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 101.60% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 8.38% | |||