| Weiss Ratings |
Prospect Bank
Paris, IL |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 2.10 | |||
| Company Info |
Prospect Bank
Paris, IL |
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| FDIC Number | 3722 | |||
| Phone Number | (217) 465-4154 | |||
| Website | www.bankprospect.com/ | |||
| Asset Quality |
Prospect Bank
Paris, IL |
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| 1-Year Asset Growth | -6.66% | |||
| 5-Year Asset Growth | 5.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 1.74% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Prospect Bank
Paris, IL |
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| Total Assets | 705.49M | |||
| Total Deposits | 603.15M | |||
| Capital and Reserves |
Prospect Bank
Paris, IL |
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| Capital | 40.33M | |||
| Leverage Ratio | 8.35 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | 13.55 | |||
| Liquidity |
Prospect Bank
Paris, IL |
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| Hot Money Ratio | 16.85% | |||
| Liquidity Ratio | 12.05% | |||
| Profitability |
Prospect Bank
Paris, IL |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 803.00K | |||
| Net Interest Spread | 2.35% | |||
| Operating Profit to Average Assets | 0.15% | |||
| Overhead Efficiency Ratio | 100.63% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 2.89% | |||