B
The First National Bank in Tremont
Tremont,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank in Tremont
Tremont, IL
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Rating B
Asset Quality Index 6.90
Capitalization Index 8.30
Liquidity Index 2.70
Profitability Index 4.10
Stability Index 6.40
Company Info The First National Bank in Tremont
Tremont, IL
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FDIC Number 3749
Phone Number (309) 925-2121
Website www.tremontbank.com
Asset Quality The First National Bank in Tremont
Tremont, IL
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1-Year Asset Growth 2.49%
5-Year Asset Growth 7.31%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 4.04%
Non-Performing Loans to Loans 0.12%
Balance Sheet The First National Bank in Tremont
Tremont, IL
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Total Assets 187.62M
Total Deposits 166.15M
Capital and Reserves The First National Bank in Tremont
Tremont, IL
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Capital 18.71M
Leverage Ratio 9.89
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity The First National Bank in Tremont
Tremont, IL
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Hot Money Ratio 16.69%
Liquidity Ratio 18.35%
Profitability The First National Bank in Tremont
Tremont, IL
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5-Year Return on Average Assets 0.45%
Net Income 875.00K
Net Interest Spread 3.96%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 68.00%
Return on Assets 0.91%
Return on Equity 9.49%