B
The First National Bank of Ava
AvaIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Ava
Ava, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 4.40
Stability Index 6.90
Company Info The First National Bank of Ava
Ava, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 3761
Phone Number (618) 426-3303
Website www.fnbava.com
Asset Quality The First National Bank of Ava
Ava, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.55%
5-Year Asset Growth 2.85%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.12%
Non-Performing Loans to Loans 0.29%
Balance Sheet The First National Bank of Ava
Ava, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 76.47M
Total Deposits 67.41M
Capital and Reserves The First National Bank of Ava
Ava, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.84M
Leverage Ratio 12.45
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio 20.81
Liquidity The First National Bank of Ava
Ava, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 18.03%
Liquidity Ratio 19.01%
Profitability The First National Bank of Ava
Ava, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.92%
Net Income 539.00K
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 70.38%
Return on Assets 0.91%
Return on Equity 9.43%