B
The First National Bank of Ava
AvaIL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Ava
Ava, IL
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 4.10
Stability Index 6.80
Company Info The First National Bank of Ava
Ava, IL
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FDIC Number 3761
Phone Number (618) 426-3303
Website www.fnbava.com
Asset Quality The First National Bank of Ava
Ava, IL
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1-Year Asset Growth 2.78%
5-Year Asset Growth -0.01%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.25%
Non-Performing Loans to Loans 0.31%
Balance Sheet The First National Bank of Ava
Ava, IL
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Total Assets 76.61M
Total Deposits 68.02M
Capital and Reserves The First National Bank of Ava
Ava, IL
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Capital 8.45M
Leverage Ratio 12.61
Loan Loss Reserves to Loans 1.79%
Risk-Based Capital Ratio 20.79
Liquidity The First National Bank of Ava
Ava, IL
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Hot Money Ratio 17.48%
Liquidity Ratio 17.17%
Profitability The First National Bank of Ava
Ava, IL
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5-Year Return on Average Assets 0.92%
Net Income 728.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 72.18%
Return on Assets 0.92%
Return on Equity 9.24%