The First National Bank of Brownstown
Major Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) based on a risk-based capital ratio of 26.7 and a capital leverage ratio of 10.7. A current level of 3.3 percent of nonperforming loans to core capital combined with 7.5 percent from a year earlier contributes to the Good asset quality (6.2).
Other Rating Factors:
Good liquidity 5.0, driven by a liquidity ratio of 58.2 percent and a “hot money” ratio of 17.3 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10).
Asset Mix:
Securities (49%), cash (12%), home mtgs (11%), consumer loans (6%), comm loans (4%), comm re (3%), other (16%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Brownstown Bancorp, Inc
Investment Rating
--
Address
108 East Main Street
Brownstown, IL 62418
Brownstown, IL 62418
Phone Number
(618) 427-3363
Year Founded
1913
FDIC Number
Website
Largest Affiliates
No affiliate information available.