The First National Bank of Brownstown
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 28.1 and a capital leverage ratio of 11.3. A current level of 3.7 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Excellent asset quality (7.6).
Other Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.3 has resulted in Good (5.6) profitability. Good liquidity 5.1, driven by a liquidity ratio of 59.4 percent and a “hot money” ratio of 17.0 percent.
Asset Mix:
Securities (49%), cash (12%), home mtgs (11%), consumer loans (6%), comm loans (4%), comm re (3%), other (15%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Brownstown Bancorp, Inc
Investment Rating
--
Address
108 East Main Street
Brownstown, IL 62418
Brownstown, IL 62418
Phone Number
(618) 427-3363
Year Founded
1913
FDIC Number
Website
Largest Affiliates
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