B
The First National Bank of Brownstown
Rating Date
October 2025
Risk Based
Capital Ratio
26.68
Leverage
Ratio
10.73
Return On
Assets
1.01%
Total
Assets
55.90M
Capital
5.71M
Total
Deposits
49.81M
Net
Income
444.00K
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Weiss Ratings The First National Bank of Brownstown
Brownstown, IL 		Click to
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Rating B
Asset Quality Index 6.20
Capitalization Index 9.60
Liquidity Index 5.00
Profitability Index 4.60
Stability Index 5.00
Company Info The First National Bank of Brownstown
Brownstown, IL 		Click to
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FDIC Number 3770
Phone Number (618) 427-3363
Website www.fnbbrownstown.com
Asset Quality The First National Bank of Brownstown
Brownstown, IL 		Click to
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1-Year Asset Growth 2.37%
5-Year Asset Growth 7.45%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 3.28%
Non-Performing Loans to Loans 1.05%
Balance Sheet The First National Bank of Brownstown
Brownstown, IL 		Click to
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Total Assets 55.90M
Total Deposits 49.81M
Capital and Reserves The First National Bank of Brownstown
Brownstown, IL 		Click to
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Capital 5.71M
Leverage Ratio 10.73
Loan Loss Reserves to Loans 2.15%
Risk-Based Capital Ratio 26.68
Liquidity The First National Bank of Brownstown
Brownstown, IL 		Click to
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Hot Money Ratio 17.33%
Liquidity Ratio 58.23%
Profitability The First National Bank of Brownstown
Brownstown, IL 		Click to
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5-Year Return on Average Assets 0.68%
Net Income 444.00K
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 59.23%
Return on Assets 1.01%
Return on Equity 11.52%