| Weiss Ratings |
The First National Bank of Carmi
Carmi, IL |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
The First National Bank of Carmi
Carmi, IL |
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| FDIC Number | 3777 | |||
| Phone Number | (618) 382-4118 | |||
| Website | www.myfirst.bank | |||
| Asset Quality |
The First National Bank of Carmi
Carmi, IL |
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| 1-Year Asset Growth | 0.03% | |||
| 5-Year Asset Growth | 7.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 1.03% | |||
| Non-Performing Loans to Capital | 6.17% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
The First National Bank of Carmi
Carmi, IL |
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| Total Assets | 590.55M | |||
| Total Deposits | 514.81M | |||
| Capital and Reserves |
The First National Bank of Carmi
Carmi, IL |
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| Capital | 71.95M | |||
| Leverage Ratio | 11.33 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | 15.34 | |||
| Liquidity |
The First National Bank of Carmi
Carmi, IL |
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| Hot Money Ratio | 6.71% | |||
| Liquidity Ratio | 18.69% | |||
| Profitability |
The First National Bank of Carmi
Carmi, IL |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 5.13M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 64.32% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 9.82% | |||