B
Dieterich Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dieterich Bank
Effingham, IL
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Rating B
Asset Quality Index 7.10
Capitalization Index 6.20
Liquidity Index 3.20
Profitability Index 3.60
Stability Index 6.90
Company Info Dieterich Bank
Effingham, IL
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FDIC Number 3787
Phone Number (800) 699-9766
Website www.dieterichbank.com
Asset Quality Dieterich Bank
Effingham, IL
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1-Year Asset Growth 7.85%
5-Year Asset Growth 13.70%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 4.55%
Non-Performing Loans to Loans 0.62%
Balance Sheet Dieterich Bank
Effingham, IL
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Total Assets 1.52B
Total Deposits 1.29B
Capital and Reserves Dieterich Bank
Effingham, IL
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Capital 128.44M
Leverage Ratio 8.24
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 11.17
Liquidity Dieterich Bank
Effingham, IL
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Hot Money Ratio 19.55%
Liquidity Ratio 13.34%
Profitability Dieterich Bank
Effingham, IL
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5-Year Return on Average Assets 0.75%
Net Income 6.68M
Net Interest Spread 3.08%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 67.91%
Return on Assets 0.62%
Return on Equity 7.49%