| Weiss Ratings |
The Fairfield National Bank
Fairfield, IL |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 6.40 | |||
| Company Info |
The Fairfield National Bank
Fairfield, IL |
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| FDIC Number | 3792 | |||
| Phone Number | (618) 842-2107 | |||
| Website | www.fnbcommunitybank.com | |||
| Asset Quality |
The Fairfield National Bank
Fairfield, IL |
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| 1-Year Asset Growth | -2.52% | |||
| 5-Year Asset Growth | 3.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 7.89% | |||
| Non-Performing Loans to Loans | 1.63% | |||
| Balance Sheet |
The Fairfield National Bank
Fairfield, IL |
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| Total Assets | 614.86M | |||
| Total Deposits | 413.75M | |||
| Capital and Reserves |
The Fairfield National Bank
Fairfield, IL |
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| Capital | 62.60M | |||
| Leverage Ratio | 12.20 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Fairfield National Bank
Fairfield, IL |
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| Hot Money Ratio | 36.21% | |||
| Liquidity Ratio | 27.58% | |||
| Profitability |
The Fairfield National Bank
Fairfield, IL |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 2.33M | |||
| Net Interest Spread | 2.19% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 82.31% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 5.31% | |||