| Weiss Ratings |
The Fairfield National Bank
Fairfield, IL |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 6.20 | |||
| Company Info |
The Fairfield National Bank
Fairfield, IL |
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| FDIC Number | 3792 | |||
| Phone Number | (618) 842-2107 | |||
| Website | www.fnbcommunitybank.com | |||
| Asset Quality |
The Fairfield National Bank
Fairfield, IL |
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| 1-Year Asset Growth | -1.31% | |||
| 5-Year Asset Growth | -0.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 5.41% | |||
| Non-Performing Loans to Loans | 1.14% | |||
| Balance Sheet |
The Fairfield National Bank
Fairfield, IL |
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| Total Assets | 620.90M | |||
| Total Deposits | 410.21M | |||
| Capital and Reserves |
The Fairfield National Bank
Fairfield, IL |
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| Capital | 64.72M | |||
| Leverage Ratio | 11.89 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Fairfield National Bank
Fairfield, IL |
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| Hot Money Ratio | 35.15% | |||
| Liquidity Ratio | 30.06% | |||
| Profitability |
The Fairfield National Bank
Fairfield, IL |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 2.14M | |||
| Net Interest Spread | 2.59% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 79.00% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 6.57% | |||