| Weiss Ratings |
The Fairfield National Bank
Fairfield, IL |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 6.00 | |||
| Company Info |
The Fairfield National Bank
Fairfield, IL |
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| FDIC Number | 3792 | |||
| Phone Number | (618) 842-2107 | |||
| Website | www.fnbcommunitybank.com | |||
| Asset Quality |
The Fairfield National Bank
Fairfield, IL |
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| 1-Year Asset Growth | -2.96% | |||
| 5-Year Asset Growth | -0.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 7.33% | |||
| Non-Performing Loans to Loans | 1.60% | |||
| Balance Sheet |
The Fairfield National Bank
Fairfield, IL |
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| Total Assets | 623.14M | |||
| Total Deposits | 421.06M | |||
| Capital and Reserves |
The Fairfield National Bank
Fairfield, IL |
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| Capital | 64.14M | |||
| Leverage Ratio | 11.99 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Fairfield National Bank
Fairfield, IL |
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| Hot Money Ratio | 34.85% | |||
| Liquidity Ratio | 30.60% | |||
| Profitability |
The Fairfield National Bank
Fairfield, IL |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 3.60M | |||
| Net Interest Spread | 2.28% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 83.76% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 6.04% | |||