C
The First National Bank of Litchfield
Rating Date
October 2025
Risk Based
Capital Ratio
16.50
Leverage
Ratio
11.80
Return On
Assets
1.22%
Total
Assets
139.82M
Capital
14.82M
Total
Deposits
122.71M
Net
Income
838.00K
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Weiss Ratings The First National Bank of Litchfield
Litchfield, IL 		Click to
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 1.40
Profitability Index 5.00
Stability Index 7.40
Company Info The First National Bank of Litchfield
Litchfield, IL 		Click to
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FDIC Number 3807
Phone Number (217) 324-2105
Website www.fnbill.com
Asset Quality The First National Bank of Litchfield
Litchfield, IL 		Click to
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1-Year Asset Growth 9.72%
5-Year Asset Growth 5.25%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.80%
Non-Performing Loans to Loans 0.13%
Balance Sheet The First National Bank of Litchfield
Litchfield, IL 		Click to
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Total Assets 139.82M
Total Deposits 122.71M
Capital and Reserves The First National Bank of Litchfield
Litchfield, IL 		Click to
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Capital 14.82M
Leverage Ratio 11.80
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 16.50
Liquidity The First National Bank of Litchfield
Litchfield, IL 		Click to
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Hot Money Ratio 26.48%
Liquidity Ratio 15.40%
Profitability The First National Bank of Litchfield
Litchfield, IL 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 838.00K
Net Interest Spread 3.59%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 65.59%
Return on Assets 1.22%
Return on Equity 11.67%