C
The First National Bank of Litchfield
Rating Date
August 2026
Risk Based
Capital Ratio
16.32
Leverage
Ratio
11.50
Return On
Assets
1.37%
Total
Assets
150.37M
Capital
16.19M
Total
Deposits
131.77M
Net
Income
1.03M
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Weiss Ratings The First National Bank of Litchfield
Litchfield, IL 		Click to
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 1.20
Profitability Index 5.20
Stability Index 4.30
Company Info The First National Bank of Litchfield
Litchfield, IL 		Click to
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FDIC Number 3807
Phone Number (217) 324-2105
Website www.fnbill.com
Asset Quality The First National Bank of Litchfield
Litchfield, IL 		Click to
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1-Year Asset Growth 7.54%
5-Year Asset Growth 6.72%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.11%
Balance Sheet The First National Bank of Litchfield
Litchfield, IL 		Click to
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Total Assets 150.37M
Total Deposits 131.77M
Capital and Reserves The First National Bank of Litchfield
Litchfield, IL 		Click to
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Capital 16.19M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 16.32
Liquidity The First National Bank of Litchfield
Litchfield, IL 		Click to
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Hot Money Ratio 30.29%
Liquidity Ratio 18.26%
Profitability The First National Bank of Litchfield
Litchfield, IL 		Click to
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5-Year Return on Average Assets 1.13%
Net Income 1.03M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 62.08%
Return on Assets 1.37%
Return on Equity 12.93%