C
Peoples National Bank, National Association
Rating Date
June 2026
Risk Based
Capital Ratio
11.13
Leverage
Ratio
9.18
Return On
Assets
1.64%
Total
Assets
2.01B
Capital
177.95M
Total
Deposits
1.82B
Net
Income
8.23M
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Weiss Ratings Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Rating C
Asset Quality Index 4.80
Capitalization Index 7.30
Liquidity Index 0.90
Profitability Index 6.30
Stability Index 4.30
Company Info Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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FDIC Number 3809
Phone Number (618) 241-6500
Website www.peoplesnationalbank.com
Asset Quality Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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1-Year Asset Growth 6.97%
5-Year Asset Growth 6.76%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 10.23%
Non-Performing Loans to Loans 1.37%
Balance Sheet Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Total Assets 2.01B
Total Deposits 1.82B
Capital and Reserves Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Capital 177.95M
Leverage Ratio 9.18
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 11.13
Liquidity Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Hot Money Ratio 26.59%
Liquidity Ratio 3.77%
Profitability Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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5-Year Return on Average Assets 1.31%
Net Income 8.23M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 61.77%
Return on Assets 1.64%
Return on Equity 18.61%