C
Peoples National Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
10.89
Leverage
Ratio
9.17
Return On
Assets
1.57%
Total
Assets
2.00B
Capital
175.88M
Total
Deposits
1.77B
Net
Income
30.06M
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Weiss Ratings Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Rating C
Asset Quality Index 4.90
Capitalization Index 7.30
Liquidity Index 0.70
Profitability Index 6.30
Stability Index 4.30
Company Info Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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FDIC Number 3809
Phone Number (618) 241-6500
Website www.peoplesnationalbank.com
Asset Quality Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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1-Year Asset Growth 4.61%
5-Year Asset Growth 6.76%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 9.23%
Non-Performing Loans to Loans 1.42%
Balance Sheet Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Total Assets 2.00B
Total Deposits 1.77B
Capital and Reserves Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Capital 175.88M
Leverage Ratio 9.17
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio 10.89
Liquidity Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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Hot Money Ratio 26.71%
Liquidity Ratio 2.30%
Profitability Peoples National Bank, National Association
Mount Vernon, IL 		Click to
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5-Year Return on Average Assets 1.22%
Net Income 30.06M
Net Interest Spread 4.00%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 60.39%
Return on Assets 1.57%
Return on Equity 18.43%