The First Bank and Trust Company of Murphysboro
Major Rating Factors:
A current level of 19.5 percent of nonperforming loans to core capital combined with 62.1 percent from a year earlier contributes to the Weak asset quality (1.7). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.9) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.6 on a scale of 0 to 10). Weak liquidity 2.7, driven by a liquidity ratio of 15.2 percent and a “hot money” ratio of 14.7 percent.
Asset Mix:
Home mtgs (23%), securities (22%), comm re (14%), consumer loans (7%), cash (6%), comm loans (6%), home eq lns (1%), other (22%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First of Murphysboro Corp.
Investment Rating
--
Address
1403 Walnut Street
Murphysboro, IL 62966
Murphysboro, IL 62966
Phone Number
(618) 687-1711
Year Founded
1889
FDIC Number
Website
Largest Affiliates
No affiliate information available.