D
The First Bank and Trust Company of Murphysboro
Rating Date
October 2025
Risk Based
Capital Ratio
15.07
Leverage
Ratio
8.90
Return On
Assets
0.05%
Total
Assets
85.03M
Capital
5.91M
Total
Deposits
78.73M
Net
Income
21.00K
My Lists My Alerts
Weiss Ratings The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 1.70
Capitalization Index 6.90
Liquidity Index 2.70
Profitability Index 1.90
Stability Index 2.60
Company Info The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 3818
Phone Number (618) 687-1711
Website www.fb-t.com
Asset Quality The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -6.34%
5-Year Asset Growth 1.54%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 3.09%
Non-Performing Assets to Assets 5.61%
Non-Performing Loans to Capital 19.45%
Non-Performing Loans to Loans 2.81%
Balance Sheet The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 85.03M
Total Deposits 78.73M
Capital and Reserves The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 5.91M
Leverage Ratio 8.90
Loan Loss Reserves to Loans 1.87%
Risk-Based Capital Ratio 15.07
Liquidity The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 14.70%
Liquidity Ratio 15.17%
Profitability The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.30%
Net Income 21.00K
Net Interest Spread 3.81%
Operating Profit to Average Assets 0.08%
Overhead Efficiency Ratio 82.16%
Return on Assets 0.05%
Return on Equity 0.72%