C
The First Bank and Trust Company of Murphysboro
Rating Date
March 2026
Risk Based
Capital Ratio
15.32
Leverage
Ratio
9.27
Return On
Assets
0.23%
Total
Assets
83.28M
Capital
6.47M
Total
Deposits
76.50M
Net
Income
194.00K
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Weiss Ratings The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Rating C
Asset Quality Index 1.50
Capitalization Index 7.40
Liquidity Index 2.70
Profitability Index 2.10
Stability Index 3.00
Company Info The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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FDIC Number 3818
Phone Number (618) 687-1711
Website www.fb-t.com
Asset Quality The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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1-Year Asset Growth 0.09%
5-Year Asset Growth -0.06%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 1.91%
Non-Performing Assets to Assets 6.44%
Non-Performing Loans to Capital 23.98%
Non-Performing Loans to Loans 3.92%
Balance Sheet The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Total Assets 83.28M
Total Deposits 76.50M
Capital and Reserves The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Capital 6.47M
Leverage Ratio 9.27
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 15.32
Liquidity The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Hot Money Ratio 15.17%
Liquidity Ratio 12.87%
Profitability The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 194.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 87.61%
Return on Assets 0.23%
Return on Equity 3.21%