D
The First Bank and Trust Company of Murphysboro
Rating Date
October 2025
Risk Based
Capital Ratio
15.44
Leverage
Ratio
9.18
Return On
Assets
0.25%
Total
Assets
82.70M
Capital
6.39M
Total
Deposits
75.95M
Net
Income
164.00K
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Weiss Ratings The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Rating D
Asset Quality Index 1.90
Capitalization Index 7.30
Liquidity Index 2.60
Profitability Index 2.10
Stability Index 2.80
Company Info The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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FDIC Number 3818
Phone Number (618) 687-1711
Website www.fb-t.com
Asset Quality The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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1-Year Asset Growth -6.13%
5-Year Asset Growth 1.54%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 2.49%
Non-Performing Assets to Assets 6.00%
Non-Performing Loans to Capital 18.27%
Non-Performing Loans to Loans 2.92%
Balance Sheet The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Total Assets 82.70M
Total Deposits 75.95M
Capital and Reserves The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Capital 6.39M
Leverage Ratio 9.18
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 15.44
Liquidity The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Hot Money Ratio 14.36%
Liquidity Ratio 10.11%
Profitability The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 164.00K
Net Interest Spread 3.90%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 84.60%
Return on Assets 0.25%
Return on Equity 3.69%