C
The First Bank and Trust Company of Murphysboro
Rating Date
August 2026
Risk Based
Capital Ratio
16.03
Leverage
Ratio
9.35
Return On
Assets
0.27%
Total
Assets
83.08M
Capital
6.56M
Total
Deposits
76.11M
Net
Income
113.00K
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Weiss Ratings The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Rating C
Asset Quality Index 2.20
Capitalization Index 7.50
Liquidity Index 2.80
Profitability Index 1.90
Stability Index 2.80
Company Info The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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FDIC Number 3818
Phone Number (618) 687-1711
Website www.fb-t.com
Asset Quality The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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1-Year Asset Growth -2.29%
5-Year Asset Growth -0.06%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 5.91%
Non-Performing Loans to Capital 20.53%
Non-Performing Loans to Loans 3.55%
Balance Sheet The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Total Assets 83.08M
Total Deposits 76.11M
Capital and Reserves The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Capital 6.56M
Leverage Ratio 9.35
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 16.03
Liquidity The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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Hot Money Ratio 15.75%
Liquidity Ratio 16.51%
Profitability The First Bank and Trust Company of Murphysboro
Murphysboro, IL 		Click to
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5-Year Return on Average Assets 0.26%
Net Income 113.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 0.27%
Overhead Efficiency Ratio 91.77%
Return on Assets 0.27%
Return on Equity 3.47%