The Farmers and Merchants National Bank of Nashville

Nashville, IL

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	The Farmers and Merchants National Bank of Nashville Nashville, IL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.90
Capitalization Index	10.00
Liquidity Index	3.00
Profitability Index	6.40
Stability Index	6.30

Company Info	The Farmers and Merchants National Bank of Nashville Nashville, IL	Click to Compare	Click to Compare	Click to Compare
FDIC Number	3821
Phone Number	(618) 327-4401
Website	www.bankwithfmb.com

Asset Quality	The Farmers and Merchants National Bank of Nashville Nashville, IL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.31%
5-Year Asset Growth	7.42%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	The Farmers and Merchants National Bank of Nashville Nashville, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	287.77M
Total Deposits	261.49M

Capital and Reserves	The Farmers and Merchants National Bank of Nashville Nashville, IL	Click to Compare	Click to Compare	Click to Compare
Capital	25.64M
Leverage Ratio	11.25
Loan Loss Reserves to Loans	1.00%
Risk-Based Capital Ratio	16.21

Liquidity	The Farmers and Merchants National Bank of Nashville Nashville, IL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.88%
Liquidity Ratio	16.77%

Profitability	The Farmers and Merchants National Bank of Nashville Nashville, IL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.34%
Net Income	3.15M
Net Interest Spread	3.95%
Operating Profit to Average Assets	1.55%
Overhead Efficiency Ratio	62.14%
Return on Assets	1.53%
Return on Equity	17.81%