B
The First National Bank of Raymond
RaymondIL
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Assets
Capital
Total
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Net
Income
Weiss Ratings The First National Bank of Raymond
Raymond, IL
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 3.90
Stability Index 3.70
Company Info The First National Bank of Raymond
Raymond, IL
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FDIC Number 3830
Phone Number (217) 229-3701
Website www.fnbraymond.com
Asset Quality The First National Bank of Raymond
Raymond, IL
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1-Year Asset Growth -0.79%
5-Year Asset Growth 3.35%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.06%
Non-Performing Loans to Loans 0.73%
Balance Sheet The First National Bank of Raymond
Raymond, IL
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Total Assets 175.17M
Total Deposits 159.01M
Capital and Reserves The First National Bank of Raymond
Raymond, IL
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Capital 10.37M
Leverage Ratio 11.24
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Raymond
Raymond, IL
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Hot Money Ratio 14.99%
Liquidity Ratio 44.17%
Profitability The First National Bank of Raymond
Raymond, IL
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5-Year Return on Average Assets 0.83%
Net Income 478.00K
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 68.79%
Return on Assets 1.09%
Return on Equity 19.47%