B
The First National Bank of Raymond
RaymondIL
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Capital
Total
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Income
Weiss Ratings The First National Bank of Raymond
Raymond, IL
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Rating B
Asset Quality Index 7.30
Capitalization Index 9.90
Liquidity Index 4.20
Profitability Index 4.30
Stability Index 3.70
Company Info The First National Bank of Raymond
Raymond, IL
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FDIC Number 3830
Phone Number (217) 229-3701
Website www.fnbraymond.com
Asset Quality The First National Bank of Raymond
Raymond, IL
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1-Year Asset Growth 3.03%
5-Year Asset Growth 1.15%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.95%
Non-Performing Loans to Loans 0.46%
Balance Sheet The First National Bank of Raymond
Raymond, IL
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Total Assets 179.70M
Total Deposits 164.18M
Capital and Reserves The First National Bank of Raymond
Raymond, IL
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Capital 13.52M
Leverage Ratio 10.91
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Raymond
Raymond, IL
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Hot Money Ratio 14.91%
Liquidity Ratio 42.08%
Profitability The First National Bank of Raymond
Raymond, IL
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5-Year Return on Average Assets 0.83%
Net Income 2.00M
Net Interest Spread 3.49%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 68.26%
Return on Assets 1.07%
Return on Equity 17.63%