B
The First National Bank of Raymond
RaymondIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Raymond
Raymond, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.40
Capitalization Index 9.70
Liquidity Index 4.60
Profitability Index 4.30
Stability Index 4.40
Company Info The First National Bank of Raymond
Raymond, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 3830
Phone Number (217) 229-3701
Website www.fnbraymond.com
Asset Quality The First National Bank of Raymond
Raymond, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.77%
5-Year Asset Growth 3.35%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.95%
Non-Performing Loans to Loans 0.51%
Balance Sheet The First National Bank of Raymond
Raymond, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 181.78M
Total Deposits 167.86M
Capital and Reserves The First National Bank of Raymond
Raymond, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 13.11M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Raymond
Raymond, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.72%
Liquidity Ratio 48.34%
Profitability The First National Bank of Raymond
Raymond, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.83%
Net Income 1.52M
Net Interest Spread 3.46%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 68.13%
Return on Assets 1.07%
Return on Equity 18.92%