| Weiss Ratings |
The First National Bank of Sparta
Sparta, IL |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 6.70 | |||
| Company Info |
The First National Bank of Sparta
Sparta, IL |
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| FDIC Number | 3837 | |||
| Phone Number | (618) 443-2187 | |||
| Website | www.fnbsparta.com | |||
| Asset Quality |
The First National Bank of Sparta
Sparta, IL |
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| 1-Year Asset Growth | 6.40% | |||
| 5-Year Asset Growth | 5.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 1.86% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
The First National Bank of Sparta
Sparta, IL |
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| Total Assets | 108.83M | |||
| Total Deposits | 96.36M | |||
| Capital and Reserves |
The First National Bank of Sparta
Sparta, IL |
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| Capital | 11.44M | |||
| Leverage Ratio | 13.24 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Risk-Based Capital Ratio | 29.15 | |||
| Liquidity |
The First National Bank of Sparta
Sparta, IL |
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| Hot Money Ratio | 7.57% | |||
| Liquidity Ratio | 32.90% | |||
| Profitability |
The First National Bank of Sparta
Sparta, IL |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 1.22M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 68.82% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 15.95% | |||