| Weiss Ratings |
The First National Bank of Sparta
Sparta, IL |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
The First National Bank of Sparta
Sparta, IL |
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| FDIC Number | 3837 | |||
| Phone Number | (618) 443-2187 | |||
| Website | www.fnbsparta.com | |||
| Asset Quality |
The First National Bank of Sparta
Sparta, IL |
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| 1-Year Asset Growth | 10.25% | |||
| 5-Year Asset Growth | 4.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 2.35% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
The First National Bank of Sparta
Sparta, IL |
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| Total Assets | 114.59M | |||
| Total Deposits | 101.09M | |||
| Capital and Reserves |
The First National Bank of Sparta
Sparta, IL |
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| Capital | 12.68M | |||
| Leverage Ratio | 12.64 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 26.98 | |||
| Liquidity |
The First National Bank of Sparta
Sparta, IL |
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| Hot Money Ratio | 7.66% | |||
| Liquidity Ratio | 30.09% | |||
| Profitability |
The First National Bank of Sparta
Sparta, IL |
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| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 1.11M | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 1.97% | |||
| Overhead Efficiency Ratio | 62.48% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 18.21% | |||