| Weiss Ratings |
First National Bank of Waterloo
Waterloo, IL |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.20 | |||
| Company Info |
First National Bank of Waterloo
Waterloo, IL |
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| FDIC Number | 3842 | |||
| Phone Number | (618) 939-6194 | |||
| Website | www.fnbwaterloo.bank | |||
| Asset Quality |
First National Bank of Waterloo
Waterloo, IL |
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| 1-Year Asset Growth | 0.25% | |||
| 5-Year Asset Growth | 5.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.12% | |||
| Non-Performing Loans to Capital | 9.43% | |||
| Non-Performing Loans to Loans | 1.88% | |||
| Balance Sheet |
First National Bank of Waterloo
Waterloo, IL |
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| Total Assets | 929.32M | |||
| Total Deposits | 779.64M | |||
| Capital and Reserves |
First National Bank of Waterloo
Waterloo, IL |
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| Capital | 91.68M | |||
| Leverage Ratio | 9.21 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Risk-Based Capital Ratio | 14.14 | |||
| Liquidity |
First National Bank of Waterloo
Waterloo, IL |
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| Hot Money Ratio | 17.63% | |||
| Liquidity Ratio | 13.88% | |||
| Profitability |
First National Bank of Waterloo
Waterloo, IL |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 4.50M | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 63.82% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 10.07% | |||