C
Community First Bank of the Heartland
Rating Date
August 2026
Risk Based
Capital Ratio
14.12
Leverage
Ratio
10.14
Return On
Assets
2.22%
Total
Assets
266.76M
Capital
28.01M
Total
Deposits
237.87M
Net
Income
2.97M
My Lists My Alerts
Weiss Ratings Community First Bank of the Heartland
Mount Vernon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.60
Capitalization Index 8.70
Liquidity Index 2.10
Profitability Index 9.10
Stability Index 5.70
Company Info Community First Bank of the Heartland
Mount Vernon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 3846
Phone Number (618) 244-3000
Website www.cfbh.bank
Asset Quality Community First Bank of the Heartland
Mount Vernon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.71%
5-Year Asset Growth 1.19%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.53%
Non-Performing Loans to Loans 0.61%
Balance Sheet Community First Bank of the Heartland
Mount Vernon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 266.76M
Total Deposits 237.87M
Capital and Reserves Community First Bank of the Heartland
Mount Vernon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 28.01M
Leverage Ratio 10.14
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 14.12
Liquidity Community First Bank of the Heartland
Mount Vernon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 21.60%
Liquidity Ratio 21.79%
Profitability Community First Bank of the Heartland
Mount Vernon, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.93%
Net Income 2.97M
Net Interest Spread 4.64%
Operating Profit to Average Assets 2.24%
Overhead Efficiency Ratio 54.64%
Return on Assets 2.22%
Return on Equity 21.42%