| Weiss Ratings |
First Community Bank Xenia-Flora
Xenia, IL |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 5.40 | |||
| Company Info |
First Community Bank Xenia-Flora
Xenia, IL |
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| FDIC Number | 3850 | |||
| Phone Number | (618) 678-2202 | |||
| Website | www.fcbxeniaflora.com | |||
| Asset Quality |
First Community Bank Xenia-Flora
Xenia, IL |
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| 1-Year Asset Growth | 1.33% | |||
| 5-Year Asset Growth | 1.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 8.87% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
First Community Bank Xenia-Flora
Xenia, IL |
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| Total Assets | 56.04M | |||
| Total Deposits | 47.68M | |||
| Capital and Reserves |
First Community Bank Xenia-Flora
Xenia, IL |
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| Capital | 5.28M | |||
| Leverage Ratio | 11.52 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Community Bank Xenia-Flora
Xenia, IL |
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| Hot Money Ratio | 14.67% | |||
| Liquidity Ratio | 38.25% | |||
| Profitability |
First Community Bank Xenia-Flora
Xenia, IL |
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| 5-Year Return on Average Assets | 1.20% | |||
| Net Income | 791.00K | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 59.95% | |||
| Return on Assets | 1.42% | |||
| Return on Equity | 16.92% | |||