| Weiss Ratings |
First Community Bank Xenia-Flora
Xenia, IL |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 5.30 | |||
| Company Info |
First Community Bank Xenia-Flora
Xenia, IL |
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| FDIC Number | 3850 | |||
| Phone Number | (618) 678-2202 | |||
| Website | www.fcbxeniaflora.com | |||
| Asset Quality |
First Community Bank Xenia-Flora
Xenia, IL |
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| 1-Year Asset Growth | -2.00% | |||
| 5-Year Asset Growth | 1.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.98% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
First Community Bank Xenia-Flora
Xenia, IL |
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| Total Assets | 55.54M | |||
| Total Deposits | 47.31M | |||
| Capital and Reserves |
First Community Bank Xenia-Flora
Xenia, IL |
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| Capital | 5.65M | |||
| Leverage Ratio | 12.03 | |||
| Loan Loss Reserves to Loans | 0.57% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Community Bank Xenia-Flora
Xenia, IL |
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| Hot Money Ratio | 15.70% | |||
| Liquidity Ratio | 36.61% | |||
| Profitability |
First Community Bank Xenia-Flora
Xenia, IL |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 495.00K | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.79% | |||
| Overhead Efficiency Ratio | 56.18% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 18.32% | |||