C
First National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank
Paragould, AR
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Rating C
Asset Quality Index 7.90
Capitalization Index 9.80
Liquidity Index 1.20
Profitability Index 5.10
Stability Index 4.30
Company Info First National Bank
Paragould, AR
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FDIC Number 3887
Phone Number (870) 215-4000
Website www.fnbank.net
Asset Quality First National Bank
Paragould, AR
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1-Year Asset Growth 4.68%
5-Year Asset Growth 10.39%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.18%
Non-Performing Loans to Loans 0.32%
Balance Sheet First National Bank
Paragould, AR
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Total Assets 2.56B
Total Deposits 2.11B
Capital and Reserves First National Bank
Paragould, AR
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Capital 288.09M
Leverage Ratio 10.88
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 14.83
Liquidity First National Bank
Paragould, AR
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Hot Money Ratio 32.36%
Liquidity Ratio 9.28%
Profitability First National Bank
Paragould, AR
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5-Year Return on Average Assets 1.08%
Net Income 20.25M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 58.93%
Return on Assets 1.07%
Return on Equity 9.64%