B
First National Bank of Commerce
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.17
Return On
Assets
0.78%
Total
Assets
287.54M
Capital
21.57M
Total
Deposits
264.38M
Net
Income
582.00K
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Weiss Ratings First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 8.80
Liquidity Index 4.00
Profitability Index 3.50
Stability Index 4.40
Company Info First National Bank of Commerce
Walnut Ridge, AR 		Click to
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FDIC Number 3896
Phone Number (870) 886-5959
Website www.firstnb.bank
Asset Quality First National Bank of Commerce
Walnut Ridge, AR 		Click to
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1-Year Asset Growth -0.74%
5-Year Asset Growth 6.31%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.03%
Non-Performing Loans to Loans 0.26%
Balance Sheet First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Total Assets 287.54M
Total Deposits 264.38M
Capital and Reserves First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Capital 21.57M
Leverage Ratio 10.17
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio --
Liquidity First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Hot Money Ratio 22.10%
Liquidity Ratio 30.40%
Profitability First National Bank of Commerce
Walnut Ridge, AR 		Click to
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5-Year Return on Average Assets 0.95%
Net Income 582.00K
Net Interest Spread 3.35%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 78.38%
Return on Assets 0.78%
Return on Equity 11.02%