B
First National Bank of Commerce
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.65
Return On
Assets
1.46%
Total
Assets
296.63M
Capital
26.44M
Total
Deposits
268.76M
Net
Income
2.29M
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Weiss Ratings First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.50
Liquidity Index 3.40
Profitability Index 5.60
Stability Index 4.90
Company Info First National Bank of Commerce
Walnut Ridge, AR 		Click to
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FDIC Number 3896
Phone Number (870) 886-5959
Website www.firstnb.bank
Asset Quality First National Bank of Commerce
Walnut Ridge, AR 		Click to
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1-Year Asset Growth 3.74%
5-Year Asset Growth 2.62%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.34%
Balance Sheet First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Total Assets 296.63M
Total Deposits 268.76M
Capital and Reserves First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Capital 26.44M
Leverage Ratio 10.65
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity First National Bank of Commerce
Walnut Ridge, AR 		Click to
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Hot Money Ratio 22.31%
Liquidity Ratio 27.26%
Profitability First National Bank of Commerce
Walnut Ridge, AR 		Click to
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5-Year Return on Average Assets 0.93%
Net Income 2.29M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 63.01%
Return on Assets 1.46%
Return on Equity 18.16%