B
First National Bank and Trust Company of Bottineau
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
14.42
Return On
Assets
1.21%
Total
Assets
180.24M
Capital
22.76M
Total
Deposits
156.17M
Net
Income
513.00K
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Weiss Ratings First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 7.40
Stability Index 7.70
Company Info First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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FDIC Number 3902
Phone Number (701) 228-2236
Website www.firstbottineau.com
Asset Quality First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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1-Year Asset Growth 7.56%
5-Year Asset Growth 2.41%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 1.41%
Non-Performing Loans to Loans 2.02%
Balance Sheet First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Total Assets 180.24M
Total Deposits 156.17M
Capital and Reserves First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Capital 22.76M
Leverage Ratio 14.42
Loan Loss Reserves to Loans 2.26%
Risk-Based Capital Ratio --
Liquidity First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Hot Money Ratio 13.97%
Liquidity Ratio 41.75%
Profitability First National Bank and Trust Company of Bottineau
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5-Year Return on Average Assets 0.91%
Net Income 513.00K
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 55.55%
Return on Assets 1.21%
Return on Equity 9.20%