B
First National Bank and Trust Company of Bottineau
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
14.33
Return On
Assets
1.28%
Total
Assets
170.35M
Capital
23.66M
Total
Deposits
145.22M
Net
Income
1.10M
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Weiss Ratings First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 7.30
Stability Index 7.00
Company Info First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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FDIC Number 3902
Phone Number (701) 228-2236
Website www.firstbottineau.com
Asset Quality First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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1-Year Asset Growth 3.99%
5-Year Asset Growth 2.41%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.33%
Balance Sheet First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Total Assets 170.35M
Total Deposits 145.22M
Capital and Reserves First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Capital 23.66M
Leverage Ratio 14.33
Loan Loss Reserves to Loans 2.03%
Risk-Based Capital Ratio --
Liquidity First National Bank and Trust Company of Bottineau
Bottineau, ND 		Click to
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Hot Money Ratio 16.22%
Liquidity Ratio 30.64%
Profitability First National Bank and Trust Company of Bottineau
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5-Year Return on Average Assets 0.91%
Net Income 1.10M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 55.24%
Return on Assets 1.28%
Return on Equity 9.65%