C
Alerus Financial, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
11.61
Leverage
Ratio
9.06
Return On
Assets
1.11%
Total
Assets
5.33B
Capital
519.15M
Total
Deposits
4.53B
Net
Income
14.46M
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Weiss Ratings Alerus Financial, National Association
Grand Forks, ND 		Click to
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Rating C
Asset Quality Index 4.40
Capitalization Index 7.00
Liquidity Index 2.50
Profitability Index 4.10
Stability Index 7.60
Company Info Alerus Financial, National Association
Grand Forks, ND 		Click to
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FDIC Number 3931
Phone Number (701) 795-3369
Website www.alerus.com
Asset Quality Alerus Financial, National Association
Grand Forks, ND 		Click to
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1-Year Asset Growth 23.24%
5-Year Asset Growth 24.61%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 8.82%
Non-Performing Loans to Loans 1.16%
Balance Sheet Alerus Financial, National Association
Grand Forks, ND 		Click to
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Total Assets 5.33B
Total Deposits 4.53B
Capital and Reserves Alerus Financial, National Association
Grand Forks, ND 		Click to
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Capital 519.15M
Leverage Ratio 9.06
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 11.61
Liquidity Alerus Financial, National Association
Grand Forks, ND 		Click to
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Hot Money Ratio 10.57%
Liquidity Ratio 8.53%
Profitability Alerus Financial, National Association
Grand Forks, ND 		Click to
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5-Year Return on Average Assets 1.19%
Net Income 14.46M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 71.24%
Return on Assets 1.11%
Return on Equity 11.34%