B
Alerus Financial, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
12.11
Leverage
Ratio
9.26
Return On
Assets
1.79%
Total
Assets
5.28B
Capital
580.39M
Total
Deposits
4.24B
Net
Income
46.73M
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Weiss Ratings Alerus Financial, National Association
Grand Forks, ND 		Click to
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Rating B
Asset Quality Index 5.90
Capitalization Index 7.40
Liquidity Index 2.50
Profitability Index 6.50
Stability Index 5.70
Company Info Alerus Financial, National Association
Grand Forks, ND 		Click to
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FDIC Number 3931
Phone Number (800) 279-3200
Website www.alerus.com
Asset Quality Alerus Financial, National Association
Grand Forks, ND 		Click to
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1-Year Asset Growth -0.68%
5-Year Asset Growth 14.61%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.06%
Non-Performing Loans to Loans 0.27%
Balance Sheet Alerus Financial, National Association
Grand Forks, ND 		Click to
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Total Assets 5.28B
Total Deposits 4.24B
Capital and Reserves Alerus Financial, National Association
Grand Forks, ND 		Click to
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Capital 580.39M
Leverage Ratio 9.26
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 12.11
Liquidity Alerus Financial, National Association
Grand Forks, ND 		Click to
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Hot Money Ratio 9.34%
Liquidity Ratio 11.84%
Profitability Alerus Financial, National Association
Grand Forks, ND 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 46.73M
Net Interest Spread 3.83%
Operating Profit to Average Assets 2.35%
Overhead Efficiency Ratio 63.92%
Return on Assets 1.79%
Return on Equity 16.34%