C
Alerus Financial, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
11.66
Leverage
Ratio
8.62
Return On
Assets
0.42%
Total
Assets
5.21B
Capital
561.48M
Total
Deposits
4.24B
Net
Income
22.20M
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Weiss Ratings Alerus Financial, National Association
Grand Forks, ND 		Click to
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Rating C
Asset Quality Index 4.00
Capitalization Index 6.60
Liquidity Index 2.50
Profitability Index 1.10
Stability Index 8.10
Company Info Alerus Financial, National Association
Grand Forks, ND 		Click to
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FDIC Number 3931
Phone Number (800) 279-3200
Website www.alerus.com
Asset Quality Alerus Financial, National Association
Grand Forks, ND 		Click to
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1-Year Asset Growth -0.78%
5-Year Asset Growth 14.61%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 1.26%
Non-Performing Loans to Capital 12.85%
Non-Performing Loans to Loans 1.63%
Balance Sheet Alerus Financial, National Association
Grand Forks, ND 		Click to
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Total Assets 5.21B
Total Deposits 4.24B
Capital and Reserves Alerus Financial, National Association
Grand Forks, ND 		Click to
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Capital 561.48M
Leverage Ratio 8.62
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio 11.66
Liquidity Alerus Financial, National Association
Grand Forks, ND 		Click to
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Hot Money Ratio 9.48%
Liquidity Ratio 15.51%
Profitability Alerus Financial, National Association
Grand Forks, ND 		Click to
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5-Year Return on Average Assets 1.19%
Net Income 22.20M
Net Interest Spread 3.48%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 66.74%
Return on Assets 0.42%
Return on Equity 4.15%