C
First Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank & Trust
Brookings, SD
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Rating C
Asset Quality Index 7.30
Capitalization Index 8.20
Liquidity Index 1.70
Profitability Index 6.20
Stability Index 5.00
Company Info First Bank & Trust
Brookings, SD
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FDIC Number 3973
Phone Number (605) 696-2265
Website www.bankeasy.com/locations/banks/brookings-sd
Asset Quality First Bank & Trust
Brookings, SD
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1-Year Asset Growth 0.77%
5-Year Asset Growth 5.76%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 2.74%
Non-Performing Loans to Loans 0.41%
Balance Sheet First Bank & Trust
Brookings, SD
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Total Assets 4.78B
Total Deposits 4.17B
Capital and Reserves First Bank & Trust
Brookings, SD
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Capital 539.38M
Leverage Ratio 10.37
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity First Bank & Trust
Brookings, SD
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Hot Money Ratio 16.40%
Liquidity Ratio 18.34%
Profitability First Bank & Trust
Brookings, SD
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5-Year Return on Average Assets 1.17%
Net Income 31.32M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 60.14%
Return on Assets 1.30%
Return on Equity 11.72%