C
First Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank & Trust
Brookings, SD
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Rating C
Asset Quality Index 7.40
Capitalization Index 8.00
Liquidity Index 1.80
Profitability Index 2.90
Stability Index 9.30
Company Info First Bank & Trust
Brookings, SD
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FDIC Number 3973
Phone Number (605) 696-2265
Website www.bankeasy.com/locations/banks/brookings-sd
Asset Quality First Bank & Trust
Brookings, SD
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1-Year Asset Growth 0.69%
5-Year Asset Growth 25.27%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 2.33%
Non-Performing Loans to Loans 0.35%
Balance Sheet First Bank & Trust
Brookings, SD
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Total Assets 4.74B
Total Deposits 4.03B
Capital and Reserves First Bank & Trust
Brookings, SD
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Capital 520.53M
Leverage Ratio 10.24
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity First Bank & Trust
Brookings, SD
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Hot Money Ratio 18.69%
Liquidity Ratio 20.29%
Profitability First Bank & Trust
Brookings, SD
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5-Year Return on Average Assets 1.31%
Net Income 34.10M
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 66.09%
Return on Assets 0.96%
Return on Equity 8.94%