C
DNB National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings DNB National Bank
Clear Lake, SD
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Rating C
Asset Quality Index 8.30
Capitalization Index 6.30
Liquidity Index 1.50
Profitability Index 6.00
Stability Index 4.20
Company Info DNB National Bank
Clear Lake, SD
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FDIC Number 3977
Phone Number (605) 874-2191
Website www.dnbanks.com
Asset Quality DNB National Bank
Clear Lake, SD
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1-Year Asset Growth 6.28%
5-Year Asset Growth 6.80%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet DNB National Bank
Clear Lake, SD
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Total Assets 115.14M
Total Deposits 105.68M
Capital and Reserves DNB National Bank
Clear Lake, SD
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Capital 7.52M
Leverage Ratio 9.66
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 22.93
Liquidity DNB National Bank
Clear Lake, SD
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Hot Money Ratio 20.09%
Liquidity Ratio 22.12%
Profitability DNB National Bank
Clear Lake, SD
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5-Year Return on Average Assets 1.15%
Net Income 1.26M
Net Interest Spread 2.88%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 62.68%
Return on Assets 1.50%
Return on Equity 24.98%