C
DNB National Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings DNB National Bank
Clear Lake, SD
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Rating C
Asset Quality Index 8.70
Capitalization Index 5.80
Liquidity Index 2.40
Profitability Index 7.10
Stability Index 3.90
Company Info DNB National Bank
Clear Lake, SD
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FDIC Number 3977
Phone Number (605) 874-2191
Website www.dnbanks.com
Asset Quality DNB National Bank
Clear Lake, SD
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1-Year Asset Growth 7.33%
5-Year Asset Growth 4.29%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet DNB National Bank
Clear Lake, SD
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Total Assets 124.14M
Total Deposits 114.35M
Capital and Reserves DNB National Bank
Clear Lake, SD
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Capital 7.75M
Leverage Ratio 8.89
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio 22.98
Liquidity DNB National Bank
Clear Lake, SD
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Hot Money Ratio 18.55%
Liquidity Ratio 13.85%
Profitability DNB National Bank
Clear Lake, SD
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5-Year Return on Average Assets 1.20%
Net Income 1.21M
Net Interest Spread 3.20%
Operating Profit to Average Assets 2.10%
Overhead Efficiency Ratio 54.52%
Return on Assets 2.01%
Return on Equity 31.18%