C
The First National Bank of Frederick
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Frederick
Frederick, SD
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 5.60
Profitability Index 3.20
Stability Index 5.00
Company Info The First National Bank of Frederick
Frederick, SD
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FDIC Number 3985
Phone Number (605) 329-2455
Website www.fnbfrederick.com
Asset Quality The First National Bank of Frederick
Frederick, SD
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1-Year Asset Growth -16.31%
5-Year Asset Growth 5.69%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First National Bank of Frederick
Frederick, SD
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Total Assets 28.49M
Total Deposits 25.34M
Capital and Reserves The First National Bank of Frederick
Frederick, SD
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Capital 2.98M
Leverage Ratio 12.57
Loan Loss Reserves to Loans 3.03%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Frederick
Frederick, SD
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Hot Money Ratio 25.73%
Liquidity Ratio 50.97%
Profitability The First National Bank of Frederick
Frederick, SD
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5-Year Return on Average Assets 0.43%
Net Income 53.00K
Net Interest Spread 2.42%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 80.75%
Return on Assets 0.38%
Return on Equity 3.64%