B
First Summit Bank
RyanOK
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Summit Bank
Ryan, OK
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Rating B
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 4.50
Stability Index 6.50
Company Info First Summit Bank
Ryan, OK
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FDIC Number 399
Phone Number (580) 757-2221
Website www.fsbwford.com
Asset Quality First Summit Bank
Ryan, OK
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1-Year Asset Growth 11.44%
5-Year Asset Growth 6.58%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.02%
Non-Performing Loans to Capital 14.69%
Non-Performing Loans to Loans 3.81%
Balance Sheet First Summit Bank
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Total Assets 34.59M
Total Deposits 29.94M
Capital and Reserves First Summit Bank
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Capital 4.59M
Leverage Ratio 13.45
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity First Summit Bank
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Hot Money Ratio 37.55%
Liquidity Ratio 46.88%
Profitability First Summit Bank
Ryan, OK
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5-Year Return on Average Assets 0.47%
Net Income 304.00K
Net Interest Spread 4.90%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 80.60%
Return on Assets 0.94%
Return on Equity 6.77%