B
First National Bank in Philip
PhilipSD
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank in Philip
Philip, SD
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 7.50
Stability Index 7.00
Company Info First National Bank in Philip
Philip, SD
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 3999
Phone Number (605) 859-2525
Website fnbphilip.com
Asset Quality First National Bank in Philip
Philip, SD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.24%
5-Year Asset Growth 9.21%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank in Philip
Philip, SD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 425.14M
Total Deposits 376.13M
Capital and Reserves First National Bank in Philip
Philip, SD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 43.64M
Leverage Ratio 12.11
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 18.09
Liquidity First National Bank in Philip
Philip, SD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.10%
Liquidity Ratio 36.47%
Profitability First National Bank in Philip
Philip, SD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.75%
Net Income 6.84M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 44.34%
Return on Assets 1.78%
Return on Equity 16.33%