B
First National Bank in Philip
Philip,  SD
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank in Philip
Philip, SD
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 8.80
Stability Index 6.30
Company Info First National Bank in Philip
Philip, SD
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FDIC Number 3999
Phone Number (605) 859-2525
Website fnbphilip.com
Asset Quality First National Bank in Philip
Philip, SD
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1-Year Asset Growth 13.19%
5-Year Asset Growth 11.42%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank in Philip
Philip, SD
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Total Assets 458.39M
Total Deposits 400.61M
Capital and Reserves First National Bank in Philip
Philip, SD
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Capital 51.58M
Leverage Ratio 12.05
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 16.46
Liquidity First National Bank in Philip
Philip, SD
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Hot Money Ratio 10.68%
Liquidity Ratio 31.27%
Profitability First National Bank in Philip
Philip, SD
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5-Year Return on Average Assets 1.78%
Net Income 5.12M
Net Interest Spread 3.53%
Operating Profit to Average Assets 2.30%
Overhead Efficiency Ratio 34.98%
Return on Assets 2.19%
Return on Equity 20.00%