B
First National Bank in Philip
PhilipSD
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank in Philip
Philip, SD
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 7.80
Stability Index 5.70
Company Info First National Bank in Philip
Philip, SD
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FDIC Number 3999
Phone Number (605) 859-2525
Website fnbphilip.com
Asset Quality First National Bank in Philip
Philip, SD
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1-Year Asset Growth 8.04%
5-Year Asset Growth 9.21%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank in Philip
Philip, SD
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Total Assets 402.11M
Total Deposits 348.08M
Capital and Reserves First National Bank in Philip
Philip, SD
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Capital 48.13M
Leverage Ratio 12.77
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio 16.40
Liquidity First National Bank in Philip
Philip, SD
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Hot Money Ratio 11.52%
Liquidity Ratio 25.21%
Profitability First National Bank in Philip
Philip, SD
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5-Year Return on Average Assets 1.76%
Net Income 5.72M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 44.18%
Return on Assets 1.83%
Return on Equity 16.57%